Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe

Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1

Welcome to The Dave Ramsey Show like you’ve never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave’s producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you’ll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we’ll unveil every day.

The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!

Credit Counselling Society – Who We Help

The Debt Review process was introduced to take off the pressure from over-indebted South African consumers. But the process has had unintended results, consumers’ complaints often do not get resolved. Now in an attempt to speed up the process of handling complaints and making the system efficiently, the National Credit Regulator has now taken over complaints from dedicated agencies such as the office of the Credit Ombudsman and the National Debt Mediation Association, all to improve the lives of over-indebted consumers.

Watch YilungeloLakho every Friday at 13:30 on SABC 1. Catch the programme again on Mondays at 09:30 on SABC 1.

YilungeloLakho, an interactive live show, aims at informing and educating consumers on their rights. Every Friday we focus on a particular topic for the entire hour – kicking off with an insert which serves as a background/scene setter, after which our studio guests/experts or commentators analyse the issue. Telephone lines are open during the whole show for viewers to participate.

consumer@sabc.co.za
www.facebook.com/yilungelolakho
Twitter @yilungelo

For a free informational series (called “Seven Steps”) on what to do if the debt collectors sue you, go to https://yourlegallegup.com/pages/sued_for_debt_action_steps. It’s free and informative, and there’s no obligation. Along with the companion article at http://yourlegallegup.com/pages/Mediation, this video helps the pro se defendant prepare for mediation. warns of pitfalls that could cause you to lose your shirt in mediation and shows you how to come out ahead. Explains how the mediation process works, how the mediator will probably run the session and what he or she will say, and even what the debt collector’s lawyer is probably going to say. This video tells you exactly what to expect so you can prepare for some of the pressures you’re going to feel without being surprised by them. Don’t Lose Your Shirt in Mediation! http://youtu.be/fBcs7OrNfOU. Your Legal Leg Up is a website and business designed to help ordinary people defend themselves from debt collectors before or during a lawsuit. Many debt collectors rely on unethical and unfair collections methods that violate the Fair Debt Collection Practices Act (FDCPA), which is the first and best source of debtor rights, among other laws.

What makes everybody have a good chance against a debt collector is simply the way the debt collection business works. Junk debt buyers buy huge “tranches” or “portfolios” of debt — sometimes many millions of dollars of “nominal” debt at a time. “Nominal” debt means that is the amount that is theoretically owed, although the companies selling it, like the companies buying it, “discount” the value of debt depending on how long it has been in default (or based on other risk factors). Debt collectors buy huge amounts of the riskiest debt for pennies on the dollar.

Then they harass and dun the people who supposedly owe the money for a while, and then they file suit, often against dozens or hundreds of people at a time. Because the debt collectors are doing everything in “bulk,” they cannot really spend much time on individual cases. If you fight them, therefore, you have an excellent chance to make them go away — it’s simply too profitable for them to pursue the many who do not fight rather than the few who do.

If you hire a lawyer to fight for you, they are more likely to drop your case faster, but if you fight them intelligently even without a lawyer you will have an excellent chance to win the suit on your own. And this, again, is because every time you file a pleading, a motion, or discovery, or pursue any of your rights or potentials in the lawsuit, and every time you force the debt collector to appear in court, you are costing them money — money they hate to spend on you when there are so many others who won’t fight.

Whackhead’s latest victim has a lot of financial problems. Her bank has stepped in and said that she’s in trouble and set her up on “Debt Rescue” – where the bank counsels and helps people get out of their financial problems. Whackhead calls from Debt Rescue….

Check out Darren Simpson’s daily podcasts at 94.5 KFM https://omny.fm/shows/darrens-prank/playlists

e-mail Whackhead your prank ideas: DarrenS@KFM.co.za

An animated breakdown of consumer debt relief options presented by http://www.DebtConsolidation.com.

Debt Review is a process where a consumer gets assistance from an NCR registered Debt Counsellor. Read more about debt review at http://www.debtcounselling-southafrica.co.za or www.debtcounselingsouthafrica.co.za

Debt consolidation… is it a good thing? It can be good or bad depending on why you want to do it. First, let me ask you if you’re coming at life from a consumer mindset, or an investor mindset. The reason I ask, is there are good debts, and there are bad debts.

When you consolidate consumer debt, you are doing something really smart. When you are consolidating good debts, business debt, or investor debts that make you money, it may or may not be a good idea.

The typical goal of debt consolidation is to pay off the debt, but you don’t typically want to pay off good debts. Instead, you control them for a while, then let them go.

Watch and Enjoy!
Kris Krohn & Nate Woodbury

RESOURSES:
========================
Limitless 3 Day Event: http://bit.ly/2j5r8wM
Get Mentoring: http://bit.ly/2lPGp9d
Real Estate Investing Help: http://bit.ly/2lPGp9d
Free Real Estate Audiobook: http://bit.ly/2oiORxy
Free Conscious Creator Audiobook: http://bit.ly/2sZmaYU

EQUIPMENT
========================
Camera: http://amzn.to/2oRnnAA
Favorite Lens: http://amzn.to/1QEqTF4
External Mic: http://amzn.to/1Sx8Jq0
Camera Backpack: http://amzn.to/2oy5JAR

MUSIC
========================
Tobu – Infectious
https://www.youtube.com/watch?v=ux8-EbW6DUI
Artist: https://www.youtube.com/tobuofficial
Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0

Support This Channel:
========================
==SUBSCRIBE== http://bit.ly/1TOqKBN
==LIKE== Your “Likes” help more people find our videos.
==COMMENT== Comment and ask Questions
==PATREON== https://www.patreon.com/REInvestorTV

========================
Video by Nate Woodbury (The Hero Maker)
BeTheHeroStudios.com
http://YouTube.com/NateWoodburyHero

How to get out of debt, in an interview with Rene Moonsamy, Director and registered debt counsellor from the National Debt Counsellors.

Subscribe to News24: https://www.youtube.com/user/News24Video