If you’re trying to kick the “Buy Now/Pay Later” habit and get your spiraling debt under control, you need “Managing Debt For Dummies” now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You’ll find out how easy it is to: Distinguish between good and bad debt Go on a “debt diet” to get back into financial shape Start a filing system to track debt and protect life after debt Adopt a smart spending regimen Increase your income Consolidate your debt Decide which bills to pay when you can’t pay them all Use credit cards responsibly

You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in “Managing Debt for Dummies.”

Three little lost lords, cast to the winds of fate… CHERYL HOLT tantalized readers around the globe with her Lost Lords of Radcliffe trilogy. She continues to dazzle with yet another story from the trilogy. In the three novels, no character was more fascinating or intriguing than the mysterious Mr. Drummond… DAMIAN DRUMMOND had his life ruined when he was wrongly convicted of a crime and sent to the penal colonies in Australia. He survived the ordeal by dreaming of the vengeance he would one day extract from those who’d wronged him. With his sentence complete, he’s grown incredibly wealthy through criminal enterprise, and he’s returned to England, intent on revenge. He begins by buying the bankrupt Kirkwood estate from the wastrel and gambler who betrayed him… GEORGINA FOGARTY has never been anything but a poor relative. She grew up at Kirkwood with her rich, spoiled cousins. Though she’s worked hard to earn their favor and show her gratitude, she’s never felt welcome or appreciated. When Damian arrives and announces he owns Kirkwood, that her cousin has gambled it away, Georgina is willing to make any sacrifice to save her family’s home. But when she begs Damian for mercy, she has no idea of the high price he will insist she pay…

Borrowing from Peter to pay Paul?

The American economy is dragging, with unemployment rates rising and consumer debt hitting $2.5 trillion. Many people are in deep and need help. Here, a Certified Financial Planner explains the mathematics of debt; strategies to deal with credit card, mortgage, student, and other loans; why debt consolidation and taking loans from a 401(k) can lead to problems; truths about bankruptcy; and how to use debt while eliminating it.

*Includes essential resources and websites, sample letters and forms, loan forgiveness programs, bankruptcy resources
*Author a Certified Financial Planner
*Covers every kind of debt, mortgages to credit cards to student loans
*National credit card debt is growing exponentially

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The brilliant new novel in Robert B. Parker’s New York Times–bestselling series featuring police chief Jesse Stone. 

All is quiet in Paradise, except for a spate of innocuous vandalism. Good thing, too, because Jesse Stone is preoccupied with the women in his life, both past and present. As his ex-wife, Jen, is about to marry a Dallas real-estate tycoon, Jesse isn’t too sure his relationship with former FBI agent Diana Evans is built to last. But those concerns get put on the back burner when a major Boston crime boss is brutally murdered. Despite all evidence to the contrary, Jesse suspects it’s the work of Mr. Peepers, a psychotic assassin who has caused trouble for Jesse in the past.

Peepers has long promised revenge against the Mob, Jesse, and Suit for their roles in foiling one of his hits—and against Jen as well. And though Jesse and Jen have long parted ways, Jesse still feels responsible for her safety. Jesse and Diana head to Dallas for the wedding and, along with the tycoon’s security team, try to stop Peepers before the bill comes due. With Peepers toying with the authorities as to when and where he’ll strike, Jesse is up against the wall. Still, there’s a debt to pay and blood to be spilled to satisfy it. But whose blood, and just how much?

Preparing for college is an exciting time of life, but I know it can be dampened by the mountain-sized financial obstacles standing between you and the college experience of your dreams.

The many parents and student athletes I speak with today are in the exact same boat. They want to know what to expect throughout their college journey. They crave more knowledge, they want to know they’re on the right track, and they want an amazing college tenure that doesn’t leave them high and dry financially.

Well hindsight is 20/20, and I’m excited to share insights with you to ensure you have the best college experience possible. By the end of our time together you will have the training you’ll need to graduate completely debt-free. That means no student-loans, no parent-loans, and freedom after graduation to live your calling and change the world.

See you inside!

GOODBYE DEBT—HELLO FREEDOM!
 
Most of us grew up with the idea that there is good debt and there is bad debt.   Good debts are generally considered to be debts you incur to buy things that can go up in value—like a home or college education.  Bad debts are things like credit card balances, where you borrowed money to buy things that depreciate or go down in value, like most consumer goods.

But as America’s favorite financial coach, David Bach, points out, in difficult times there is no such thing as good debt.  There is only debt.  And all debt is too expensive—if what you desire is FREEDOM!  In fact, Bach believes the best investment you can make today is to pay down your debt, faster and smarter than you have ever attempted before—starting today!

In Debt Free for Life, #1 New York Times bestselling author David Bach has written his most groundbreaking and important book since The Automatic Millionaire, giving us the knowledge, the tools, and the mindset we need to get out of debt and achieve financial freedom— forever!  Offering a revolutionary approach to personal finance that teaches you how to pay down your debt and adopt a whole new way of living – debt free. Bach unveils the Debt Wise program that empowers you to pare down your debt automatically.  You’ll learn how to calculate your Debt Freedom Day – the actual date you will be completely free of debt.  And you’ll discover that when you are debt free, you need a lot less money to live on. You can retire, even with a smaller nest egg — perhaps earlier than you expected.

David Bach has coached millions to pay off their debt and now he can guide you.  Whether you have home loans, student loans, car loans, credit card debt—paying down your debt is truly a game you can win, if you know the rules.  Debt Free For Life will teach you the rules and give you the tools to buy back your freedom.

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Debt as power is a timely and innovative contribution to our understanding of one of the most prescient issues of our time: the explosion of debt across the global economy and related requirement of political leaders to pursue exponential growth to meet the demands of creditors and investors.

The book is distinctive in offering a historically sensitive and comprehensive analysis of debt as an interconnected and global phenomenon. Rather than focusing on the historical emergence of debt as a moral obligation, the authors argue that debt under capitalism can be conceived of as a technology of power, intimately tied up with the requirement for perpetual growth and the differential capitalization that benefits ‘the 1%’.

Their account begins with the recognition that the histories of human communities and their natural environment are interconnected in complex spatial and hierarchical relations of power and to understand their development we need to not only examine the particularities of a given case, but more importantly their interconnected, interdependent and international relations. Since debt under capitalism is increasingly ubiquitous at all levels of society and economic growth is now the sole mantra of dominant political parties around the world, the authors argue that tracing the evolution and transformation of debt as a technology of power is crucial for understanding the ‘present as history’ and possible alternatives to our current trajectory

Razio Yamata is one of Japan’s most influential industrialists, and part of a relatively small group of authority who wield tremendous authority in the Pacific Rim’s economic powerhouse.

He has devised a plan to cripple the American greatness, humble the US military, and elevate Japan to a position of dominance on the world stage.

Yamata’s motivation lies in his desire to pay off a Debt of Honor to his parents and to the country he feels is responsible for their deaths — America. All he needs is a catalyst to set his plan in motion.

When the faulty gas tank on one Tennessee family’s car leads to their fiery death, an opportunistic U. S. congressman uses the occasion to rush a new trade law through the system. The law is designed to squeeze Japan economically. Instead, it provides Yamata with the leverage he needs to put his plan into action.

As Yamata’s plan begins to unfold, it becomes clear to the world that someone is launching a fully-integrated operation against the United States. There’s only one man to find out who the culprit is — Jack Ryan, the new President’s National Security Advisor. Razio Yamata is one of Japan’s most influential industrialists, and part of a relatively small group of authority who wield tremendous authority in the Pacific Rim’s economic powerhouse. He has devised a plan to cripple the American greatness, humble the U.S. military, and elevate Japan to a position of dominance on the world stage. Yamata’s motivation lies in his desire to pay off a Debt of Honor to his parents and to the country he feels is responsible for their deaths: America. All he needs is a catalyst to set his plan in motion. When the faulty gas tank on one Tennessee family’s car leads to their fiery death, an opportunistic U.S. congressman uses the occasion to rush a new trade law through the system. The law is designed to squeeze Japan economically. Instead, it provides Yamata with the leverage he needs to put his plan into action. As Yamata’s plan begins to unfold, it becomes clear to the world that someone is launching a fully integrated operation against the United States. There’s only one man to find out who the culprit is: Jack Ryan, the new president’s National Security Advisor.

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• Tom Clancy

In Dark Debts, Karen Hall masterfully combines southern gothic, romantic comedy, and mystery in a wildly original theological thriller that has become a cult favorite since being published twenty years ago. In this new anniversary edition, the author has reimagined her work. The result is a suspenseful, irreverent, and deeply spiritual novel that captivates from the very beginning and doesn’t let go.

When Randa, a reporter for an alternative newspaper in Los Angeles, receives an urgent phone call from her estranged lover, Cam, she rushes to his apartment. She arrives to discover that he’s leapt from the building to his death. Police believe that before committing suicide, Cam also murdered someone in a convenience store, but Randa does not believe Cam is capable of such an act. She seeks out Cam’s brother, Jack, who is living off the grid, somewhere near Atlanta, in hope of figuring out what really happened.

Meanwhile, a Jesuit priest named Michael Kinney has been exiled from New York City to the boondocks of Georgia after making controversial public statements. He has said things that educated people of faith are not supposed to express. Even more problematically, he has fallen in love with a woman, and the last surviving member of his family has kept a shocking family secret from him.

How these characters converge is part of the thrilling mystery of Dark Debts, a cult favorite first published twenty years ago. In this new edition, author Karen Hall has re-imaged her southern gothic tale and the result is a work of even greater power—a brilliantly realized and suspenseful evocation of the conflict between good and evil.An unspeakable curse has consumed a poor Southern family and Michael Kinney, a fallen priest, represents their only hope for salvation. In his struggles to save them from total ruin, Kinney also wages a personal battle to clear his name from a past injustice. As he investigates a deadly hotel fire and sifts through accounts of demonic possession, satanic ritual, and sightings of Jesus, Kinney comes to terms with his own personal demon, an unrivaled terror determined to bring the priest to death before he can find redemption.

What to do to pay off debt is not a secret: throw money at it until it’s gone. Dominate Your Debt: A Work & Play Book answers the trickier question how. As in, “How do I take control of my debt, pay it off on my own terms, and still live my life?”

With humor and candor, Dominate Your Debt guides you step by step through creating a plan to pay off your debt. You will understand yourself, your debt, and your options. You will organize your financial life. You will create a payoff plan that balances paying off debt with building savings. And you will track and celebrate your progress as you implement that plan, all right in the pages of the book.

This book is the next best thing to having a sassy, savvy financial coach by your side as you tackle your debt.

You’ll find plenty of charts and numbers in this book, because, after all, debt is about numbers. But you’ll also find lots of journaling prompts, thought questions, and space to doodle, dream, and figure things out. You’re going to dig deep into your finances and your life, because being in control of debt is as much about what you do as how you feel. The work you do in this book will become your playbook for being confident and in control of your debt.

This is not a “How to get out of debt and get rich FAST!” book. This is a book for women who are committed to taking control of their debt and who crave the knowledge, structure, and loving kick in the skinny jeans to make it happen.

You won’t just learn; you will be inspired and empowered to take action. Together, we will create a personalized, unique plan for you not just to pay off your debt, but to truly dominate it.