A webinar hosted by Joyce Cullen, Ross Mitchell and Jane Rattray covering how disputes can be resolved remotely via arbitration or mediation at a time when courts are closed to all non-urgent business.
– A brief overview on how courts have responded to COVID-19 and the need to resolve disputes remotely.
– How remote mediation is conducted and some practical tips and examples.
– The Seoul Protocol on Video Conferencing in International Arbitration and how arbitration can be conducted remotely
On this video, we explain the consequences of Reckless credit/lending and its implications for the credit providers. I also highlight the importance of keep a hands on your profile by monitoring your payment progress with your Debt counsellor.
I also explain the importance of choosing the right Debt counsellor (DC), as some Debt counsellors tend to prey or take advantage of ill-informed and vulnerable consumers, which is one of the reasons you need to SUBSCRIBE to my channel so that you do not fall prey to such individuals. I cannot stress enough the importance of staying informed.
Send me your comments and questions if you have any, and I will get back to you soonest.
Thank you for watching.
Sellina
Deciding between a balance transfer credit card and a debt consolidation loan depends on the terms you get, the repayment plan, and your comfort with risk. A balance transfer credit card is a great option if you can get a 0% introductory APR, AND you can pay off the balance before the period expires. A debt consolidation loan might be better if you need a more extended period to pay off the debt.
So, when thinking about debt consolidation, you need to think about these things:
1. Are you just kicking debt down the road? Meaning ae you paying off debt by taking out more debt? You have to lower your spending and be committed to not accruing more debt as you work on paying off
your debt.
2. If you have a low credit score, you probably won't be able to get a lower interest rate on the balance transfer or debt consolidation loan. So, first focus on making on-time payments, paying off debt, and increasing your credit score.
3. make sure you have a budget and have found a way for that budget to work successfully in your life.
Now, of course, I always recommend paying off your debt by buckling down, controlling your spending, and learning about why you are debt in the first place. Addressing and understanding why you go into
debt is critical if you want to make changes to stay out of debt in the future.
That said, when you are facing financial hardship, sometimes debt consolidation can help when you have high-interest debt that is not manageable.
CHAPTERS
Intro: 00:00
What is debt consolidation: 00:54
The benefits: 01:45
How to consolidate your debt: 03:23
Things to consider: 09:55
?? SHOULD YOU CONSOLIDATE YOUR DEBT: https://bit.ly/3e69JAv
?? SHOULD YOU CONSOLIDATE STUDENT LOANS: https://bit.ly/3oy9xPw
?? FINDING YOUR WHY: https://bit.ly/3aJUryj
?? THE BUDGET MOM’S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
?? HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
?? HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
ABOUT ME
I’m the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I’m passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!
YOU CAN FIND ME AT:
? BLOG: https://www.thebudgetmom.com
? FACEBOOK: https://www.facebook.com/thebudgetmom/
? INSTAGRAM: https://www.instagram.com/thebudgetmom/
? PINTEREST: https://www.pinterest.com/thebudgetmom/
GET STARTED
??Start Here: https://www.thebudgetmom.com/start-here/
??Free Email Course: https://bit.ly/2UYgNFf
??Free Resources: https://bit.ly/2PDmTHz
??GET 10% OFF my popular Budget-by-Paycheck Workbook – Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
David Sklar & Associates Inc. – Erasing Debt and Rebuilding Lives® in the Greater Toronto Area with six convenient locations.
Regain control of your finances – call the Licensed Debt Professionals™ at 289-212-6730 for your FREE consultation.
Subscribe to our channel: https://www.youtube.com/user/TorontoTrustee?sub_confirmation=1
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Hi! Today’s video shows our progress on our debt payments for September 2020. ?
Hope you enjoy the video!!
Answers to your burning questions:
What is your Instagram handle?
• its_brendle – https://www.instagram.com/its_brendle/
What planner do you use for your budget?
• Erin Condren – https://www.erincondren.com/referral/invite/brendacline/1
*If it is your first time buying & creating an account, you will get a $10 off coupon your first purchase and I will also receive a $10 coupon*
Where can I find this sticker kit?
• Caffeinated Cait’s Etsy page – https://www.etsy.com/shop/CaffeinatedCait
• This kit is called October Pumpkin Patch
• I do cut and modify them a little.
What pens do you use?
• Sharpie Gel pen 0.7
• TUL pens
• Pilot G-2 07
What camera do you use to film?
• GoPro Hero 8 Black
What free editing software do you use?
• Olive – https://www.olivevideoeditor.org/
What program do you use for my intro, outro, & thumbnails?
• Canva – https://www.canva.com/join/asking-backdrop-malaga
• I use the free version
*If you use this link, we will both receive Canva Credit towards premium elements, such as images, illustrations, icons, and music*
What color nail polish are you wearing?
• Au Naturel!
DISCLAIMER: The links included in this description might be affiliate/referral links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for your support!
How a cash out for debt consolidation works.
http://www.debtsage.co.za – At Debt Sage, our NCR registered and qualified Debt Counselors can assist you with the debt counseling program which is specially designed to help people who are struggling to service their monthly debt. You may apply for debt counseling if after deducting your living expenses from your net salary you have less cash left over than the installments on your debt.
Many people end up having their homes and their vehicles repossessed because at the first sign of trouble they are either too ashamed to act or they go into denial about the seriousness of the problem. The longer you wait to act, the fewer options you will have.
The debt counseling process came into effect on the 1st of June 2007, following the enactment into law of the National Credit Act no. 34 of 2005. This Act provides for consumers to go through debt counseling before filing for other debt relief measures such as debt administration and insolvency which have a devastating effect in terms of crippling future borrowing capacity and also carry large financial and legal costs. In this respect, debt counseling is your right to a financial fresh start.
Debt Sage is working with creditors so as to help individuals get out of debt without taking an additional loan. Money is not loaned, but a manageable repayment plan is achieved through loan modification which includes lowering the interest rate or extending the term of the loan among alternative techniques.
When you contact Debt Sage, professionally trained and certified debt counselors will help you evaluate:
• Your current financial situation;
• Provide you with a detailed review of your income and expenses;
• Develop a workable budget that you can live with; and
• Through our debt counseling program you will be able to pay off your debt within 5 years.
At the end of the counseling session you will feel good knowing that there are options available and that you are not alone. Debt Sage is here to help and provide you the best solution for you and your situation.
Debt Sage will solve your debt problem and halt collection activity from credit providers and lawyers demanding payment and help you eliminate debt and take control of your finances and your future. To discuss your particular needs, our debt counselors are available Monday –Friday 8:00 am to 5:30 pm and Saturday 8:00 am to 1:00 pm.
So, is debt consolidation a good idea? The truth about debt consolidation comes out! There are many views on debt management: some believe that it is a good approach to get out of debt, but I have another take on that. Of course, in some particular situations, consolidating debt may actually be a good thing, since a higher interest rate can be devastating to somebody trying to get out of the debt pile. However, it’s important to know which situations could be compatible with debt consolidation approach, and in which situations it is better idea to adjust your spending habits and think of the way to increase income. Let’s analyze this and understand why I believe that debt consolidation is not the best way towards being debt free.
Twitter: @RockingFinance
Instagram: https://www.instagram.com/RockingFinance
This Video: https://youtu.be/Bz6rzyvVNc8
Channel: https://www.youtube.com/channel/UCgyZc8B9MwtUzsKlp6_e54g
#debt #debtconsolidation #debtmanagement
At Credit Counselling Sudbury we’ve helped thousands of people who have found themselves in trouble with debt. Here are a few secrets for getting out of debt.
http://www.sudburycommunityservicecentre.ca/page/credit_counsel
Advantages and disadvantage of debt review
helpful tips about debt review
tandem debt solutions
helping you make an informed decision
