Yilungelo Lakho discussed the debt review process, it’s pros and cons and how consumers can avoid being tricked into debt review by dubious service providers with Mmadikwa Phoshoko from the NCR and Noxolo Sono from Sonox Debt Solutions.

For more news, visit sabcnews.com and #SABCNews on all Social Media platforms.

The law forbidding creditors from collecting on prescribed debts which falls under the National Credit Act 34 of 2005 (NCA) is well known.

The aim of this law is to safeguard consumers against unfair and exploitative practices by creditors and has been in effect for a number of years.

Despite the legal requirements and the guaranteed protection they offer consumers, Reana Steyn, the Ombudsman for Banking Services (OBS) warned that the OBS is still receiving, investigating and resolving complaints from bank customer’s relating to prescribed debts.

In some cases, banks have been found guilty of engaging in this illegal practice. This may sound all complicated, but the Ombudsman for Banking Services Reana Steyn is here to simplify it for all of us.

For more news, visit sabcnews.com and also #SABCNews on all Social Media platforms.

In this video I’m taking you through the process of how a debt gets to be a prescribed debt, the Pros and Cons.

To book your credit repair program go to my website

https://thandofinancialeducation.co.za/

#creditrepair #creditreport #creditscore @MapaloMakhu @TalkingMoneyWithNozi@MirandaZulu

Today we discuss about how to get out of debt review

Digital Budget Check-in with a PAY RAISE!!!! Let’s check-in on my digital budget to see my pay raise and check-in on my No Spend Month challenge. PLUS, I owe you that TP Count!

Hi, I’m Liz! Here on Budget and Balance I share my health and wealth journey to improve my health and pay off $150,000 in DEBT by budgeting, savings, and side hustling! Hope you’ll join me.

#digitalbudget #budgetwithme #debtfreejourney

00:00 Welcome
01:20 Goals
02:01 Projects
03:05 Income w Raise
04:34 Fixed Expenses
05:08 Debt
07:30 Review
07:59 Variable Expenses
10:51 Savings
12:15 Roll Over
12:28 TP Situation

Instagram (reselling): @BudgetandBalanceLiz
Business inquiries: lifeaslizreaches@gmail.com

Did you catch these videos?
No Spend Month challenge: https://youtu.be/m8HXNyX_hI4
Federal Student Loan Repayment: https://youtu.be/9d4zlly9Eus
Debt Confession: My Secret https://youtu.be/ulGQYTX-IV8
Frugal Friday playlist https://www.youtube.com/playlist?list=PLMcSNU6WIlQYKdPrQ9F7H3gpqFkqhFt7k

Becky from @TheGoodKindofMidLifeCrisis is participating in the No Spend Month Challenge. Check out her channel!

My Favorites from Amazon
~Health & Weight Loss Related~
Never Binge Again (book) – https://amzn.to/43cOaHN
Scale – Etekcity Smart Digital Bathroom Scale w Bluetooth Sync – https://amzn.to/3uZQVNP
1 gallon motivational water jug – https://amzn.to/3h01PuW
Yoga Strap, loops, non-elastic band – https://amzn.to/3rYLCML
Undersun Resistance Bands – https://amzn.to/3I2LnG9
Fitbit Replaceable Bands – https://amzn.to/3yTohON

~Other Favorites~
Collagen Powder – https://amzn.to/3rBZOxD
Calm – Supplement https://amzn.to/3SGYTni
Book – Finding Meaning , the 6th Stage of Grief, by David Kessler – https://amzn.to/3I1mZEL
Journal – Self-Love Workbook for Women – https://amzn.to/3I6TxNC
52 Lists for Happiness – https://amzn.to/3v1eYMv

I created free resources to help you on your financial journey. When paying off debt and saving money are the goals, you don’t need to spend money on a tracker. If you would like to show your support, you are welcome to send it via Venmo, @Liz-Reach.
My Original FREE Budget Tracker: https://docs.google.com/spreadsheets/d/14WtlE3FpAfayCRhQeeeLxxruYQqqydov/copy
My FREE 100 Envelope Savings Challenge, Digital Tracker
https://docs.google.com/spreadsheets/d/1szHuvJgG6WZxjiDETsa38hxzzxXMsGulruL7InIBcAU/copy
YouTube Subscriber Savings Challenge
https://docs.google.com/presentation/d/1i3jL7MIdChZ8rPzeThGxZSLm8JA-eZH1n-x4oVeWFN8/copy

FREE Budget App Mint: https://mint.intuit.com/
TubeBuddy for YouTubers: https://www.tubebuddy.com/LizReaches

Want to shop where I sell?
Poshmark Closet: LifeasLizReachs
Earn $10 for Poshmark with my code LIFEASLIZREACHS, if you aren’t already on Poshmark
Ebay Store: https://www.ebay.com/usr/lizreaches
ATTN TEACHERS Check out my TPT Store: Reach, the Science Teach
https://www.teacherspayteachers.com/Store/Reach-The-Science-Teach

Some links are affiliate links, which means I earn a small commission if you click my link. It’s not extra cost to you and support my small business. Thank you!

There has been a surge in public debt in the US and other countries around the world. Are we going to face a looming currency crisis? In this episode, we talk to Jim Rogers and Peter Westaway to unpack these themes.

#jimrogers #usdebt #economy #debtcrisis

Ezekiel Anya-Etok,Public Affairs Analyst, Joined Nyamgul Agaji to review the biggest stories in Newspapers today.
Join us on weekdays at 7:15am on #OffThePress, as we discuss the biggest headlines in newspapers today.
Watch live on DSTV, Ch. 408, and StarTimes Ch. 308, or stream from our YouTube, Facebook, and Periscope platforms.

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Watch More: https://bit.ly/2KLQxbI

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#PlusTVAfrica #OffThePress

What is a “good” credit score and is it the only criteria a bank considers? Join Maya Fisher-French with Absa credit experts Nick Nkosi and Ashwin Jugmohan to understand the criteria a bank considers when extending credit, how to make yourself more credit worthy and what to do if you cannot meet your debt obligations.

#moneymakeover #creditscore #creditscoretips

After 3 plus years Student Loan payments are resuming. The $1.7 trillion in student loan debt will cause those who owe this debt to cut back on spending. This will further slow down the economy. But if you or someone you know has student loan debt there are some things you need to do right now in order to tackle this debt and knock it out as soon as possible. So much for Student Loan forgiveness.

Join this channel to get access to exclusive instructional videos, member only learning tools, breaking financial news and much much more. Our membership section is designed to help you achieve and maintain economic independence in this ever evolving economy.
https://www.youtube.com/channel/UCPqQasVKw5kaM8LBUMxBkJA/join

#soldiersoffinance

Not A Subscriber Yet? Become a Soldier of Finance TODAY And Start Learning How To ACHIEVE FINANCIAL INDEPENDENCE!!

CHECK OUT THESE VIDEOS:
Rocket Money Honest Review
https://youtu.be/gTixsb6evuE

American Express High Yield Savings Account
https://youtu.be/JUz_owUH_zQ

https://www.youtube.com/c/MoneyChangesEverythingNow?sub_confirmation=1

Check out our website to learn how you may qualify to start your own business in the financial services industry.

https://www.mcenow.com/we-need-professionals-1

Connect with us on Facebook:
https://www.facebook.com/playtoprosper

*The host is expressing their own opinion. There are risks involved in investments in securities, crypto currency, real estate, private businesses, etc. None of the information provided or presented is intended to form the basis for any offer or recommendation or have any regard to the investment objectives, financial situation or needs of any specific person. Before you invest in ANYTHING you must do your due diligence.*

Key highlights of 2023 mid-year budget review statement by Finance Minister | BizTech
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