Sign-up for Rakuten and get a 10% Cash Back Boost -https://www.rakuten.com/r/CALEBH767
?The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com
?1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
?Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
_______________________
?Resources I use/would use (with discounts/sign-up bonuses):
1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link
2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb
3) Click this link https://j.moomoo.com/00Bn5Z to get a “Mag 7” fractional share bundle for deposits or 1.5% Cash Reward match ($300 max) on transfers.
5) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer
6) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb
7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________
?Other channels:
1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney
3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________
?Fun things:
1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer
2) Get your own Hammer Financial Score: https://www.calebhammer.com
3) Merch: The most fun website: https://shop.calebhammer.com
_______________________
?My socials: https://linktr.ee/calebhammer
?Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________
Chapters:
00:00 Job and income
04:35 The cost of fun at 27
06:35 Rakuten
09:00 So you DO have a degree
15:17 Girl is on something
19:47 Please be joking’
26:19 She is honestly impressive
29:19 I called her DAD ????????
32:45 She’s “working on it”
38:00 This is ridiculous
44:40 How do you live like this?
50:24 This isn’t LIFE
52:37 Two new things for you!
53:15 Let’s see the truth!
55:20 You need a budget (Makes no money)
1:05:05 Hammer Financial Score
_______________________
?Sponsorship and business inquiries: business@calebhammer.com
_______________________
These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
_______________________
?*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.
?Sponsorship and business inquiries: business@calebhammer.com
Let's get more into the juicy drama about why guys wont date someone like her in today's post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
Sign-up for Rakuten and get a 10% Cash Back Boost –https://www.rakuten.com/r/CALEBH767
I love how compassionate Caleb is in this episode
Hot girl, she could easily decide to work hard and make her own way (trust me, her looks alone will make this easier), or she could find someone other than Daddy to give her a great life. I know many women and a few men that have found a partner that is successful and driven; they didn't need someone successful or smart. This girl needs to focus on one or the other, she will be fine.
She HAS to bartend as a second job. Gives her great experience towards her dream and she gets more money.
by far the best episode yet! so many fantastic one liners!
This is simultaneous hilarious and disturbing to think that a large swath of the population lives and behaves like this.
She should be a flight attendant – it'd be the perfect travel gig for her!
I believe she got the wakeup call she needed, and I believe she'll succeed.
My review if the episode thought:
I don't think she's ever thought about her behavior. I see a lot of guests have this "I need to defend my actions because I've been told I need to have this figured out so I'm going to pretend that this is what 'shit together' looks like"
Also, quit the alcohol and the smoking/vaping. It's actually really easy to quit. The "it's hard to quit" is a marketing scheme. I used Allen Carr's method in his book "Quit Drinking Without Willpower: Be a happy nondrinker" but you can't find YouTube videos on it too I'm 18 months sober now and it was the best decision I ever made, even before the extra cash I have.
Is she drunk…?
"I'm single, but I'm just dating around". So she's riding the cock carousel to put it more accurately.
Her voice is like nails on a chalk board she’s extremely irritating and the valley girl type stuff is not attractive
Somebody tell this dummy that Mada cx5 is one of the worst Cara ypu can buy. Internal water pump failure between 75k-100k, ruins the engine because you never see a coolant leak. That cars engine will fail well before its paid off and a good used engine replacement will be around $9-10k. Good choice lady
I really hope for the best for her! I believe she can do this. She’s honest about ignoring her finances so far in life but I can tell she’s ready to put in the work.
Plenty of guys will "date" her. Buying her dinner and a movie is much cheaper than a high end hooker. But no sane guy would put a ring on it.
She single? ????????