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Unsubscribed, quite annoying really
Calling people honey doesn't make you a tough guy
I think the guy was trying to say he's above the recommended 25% of income for house payments and would need to pay additional cash to get down to 25%
He's a hot mess.
Listen up ?
Dave is making calling grown men honey a think lol
"Well honey. " Don't matter man or woman and in between…???
He just wants to move up in house.
Dude is definitely a Yankee with as fast as he talks. ??
Interesting
Housing as been inflated to levels that make no economic sense. Look at the FHA loans, they are allowing only 3.5% down and you no longer have to prove the down payment was your money, it can be a gift or grant, and they are allowing a 55% debt to income ratio before taxes, with a 30 year term. That is combining stupidity with insanity. Get the government and Chinese funny money out of housing and let the prices come back inline with incomes.
Brace yourselves hard working savers. If Democrats get their way; your gazelle like intensity will be subsidizing the foolish.
I knew Dave was going to say ride it out with his income.
There's a Reaction when a person discovers The Blessing Of Dave Ramsey and hope appears again …. The Mind gets Super Excited … Joshua is in that phase
? .. you just need to Relax a Bit Josh take a deep breath .
Sounds like he is using the 25% of take home pay rule as in he needs to actually spend this even if he is currently paying less. No honey, it's no more than 25% of take home pay. If you are under that then you are doing great. Stop getting house fever.
Honey ……
Average rent is $1200/month and his mortgage payment is almost $2000? Best to move to an apartment instead of another house to get out of any other debt you might have, but not sure about family members as an apartment is just a one or 2 bedroom with a single bathroom.
If your debt include a hefty amount of house mortgage
I’d hang up on Dave if he called me “honey”. Something is definitely wrong with a grown man calling another grown man that. ?
This guy is making no sense.
My millionaire landlord just passed away and left everything go his son who leaves in Japan and is trying to get rid of all the properties herenin Boston only if people who is occuping the unit is interested in buying at a "DISCOUNT" PRICE he said at a letter. My question is, the property actually is worth $330,000 how much dou you think I should offer since he is accepting resanable offers?
Any comment is welcome
This guy needs xanax, not Dave Ramsay
Listening to this caller gives me a headache lol 100mph
Houses are WAY out of line with incomes in much if not most of the country. Houses have to come down by over 50% in many markets to get anywhere near logical.