Getting into debt is an ugly and often unexpected experience. One day you’re coasting along, managing fine with your finances, and then one unexpected expense puts you over the edge. To avoid this problem, look at your spending patterns. If you see any signs that you’re walking a financial tightrope, consider tightening your belt a little.
If you find that you’re already over the brink, consider getting credit counselling services from experienced specialists: www.4pillarsvi.ca/
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