Manraj Waraich provides important credit council to vulnerable Albertans who find it difficult to manage their finances and are often victims of financial exploitation. Topics covered include:
• How to avoid building unmanageable debt loads due to cell phone contracts, credit cards, pay day loans, etc.
• Managing debts on a low or fixed income
• Budgeting on a low income to ensure necessary bills are paid before luxury spending

Alberta was once the economic envy of the country, now it’s seeing a business boom for credit counsellors.
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