Becoming a Credit Counselor. Part of the series: Credit Cards & Financial Planning. In order to become a credit counselor, get certified as a credit counseling trainer from the National Foundation of Credit Counseling. Take college classes to become a credit counselor with tips from a financial consultant in this free video on credit cards and personal finance. Read more: http://www.ehow.com/video_4985423_becoming-credit-counselor.html

Hi everyone. Thank you for joining me today. I’m here reviewing my current debt #’s. Everyone probably say’s this but I was inspired by Dave Ramsey to become debt free. I have seen other youtubers that are also in there own journey. Please subscribe and like my videos. I would really like for you to join me and come along for this ride.

For more information please visit http://www.easydebtreview.co.za

We get many questions on Debt Review. We will try our best to answer then in videos we post on Youtube. Subscribe to our channel and get regular updates on debt review.

Today’s question: Is debt review the key to financial freedom?

Debt Review is the only solution for over indebted consumers to become debt free. When a customer is in Debt Review they will keep their integrity intact and provide them with long term solutions and education to prohibit them from falling in a debt trap again.

The debt counsellor will work out a new repayment schedule that will make sure that there is no debt left to pay at the end of the period. When a customer has completed the debt review process, they will be debt free and have a clean credit record. The customer will be able to apply for debt again.

Please let us know if you have any questions about debt review. We will answer them as soon as possible.

Nowadays, many young people often find that their lives are difficult, despite hard working, the income barely enough for daily necessities. While, some others have more comfortable lives with just the same amount. What’s the problem? Tighten belt helps them get extra monthly saving? Or they spend less? Or even an extra income?

Have you even considered to your unsuitable spending ways, you may not take a full use of incentives offering by service providers? So how does financial management work? How to live comfortably having regular monthly surplus? If you are asking yourself these 3 questions. My share of  – RULES OF MONEY MANAGEMENT FOR DEBT FREE AND BETTER SLEEP – should be just for you.

Audiences usually stuck in their regret feelings of wasting their money and hope to turn back the time!

Through this book, you will learn how to become a financial manager for yourself. People see numbers are complicated and difficult. For the 8 methods of increasing income and 7 ways for wise saving revealed in this book, you will be guided clearly and in detail that just make everything becomes so simple

Whatever your starting point, this book provides you methods to manage your finance. You can definite exactly how much money you own. This is a very important step for well-being in the future. You learn how to invest your financial resources in the most effective way!

Earning money is important, and how to manage it even each penny is the same  –  Lisa Casey

Please refer the table of content and buy it now with single click.

Table of contents:

Introduction

Chapter 1 – Money Management 

Effort-Less Ways to Increase your Income Dues to pay for, when earning more

Chapter 2 – Planning for monthly balance

Planning for monthly spending Planning for monthly income Overall managerment of monthly balance

Chapter 3 – Budgeting Basecamp

Budgeting Simple Tools for Budgeting Budgeting Rules Tips (Steps on sticking/Making a Budget)  Benefits of Budgeting Wants versus Needs

Chapter 4 – Increasing the Income (8 Ways to Increase Your Income)

No.1 Do some freelancing gigs No 2. Sell some stuff online or offline No 3. Put up your own mini business or franchise—whether on your own or with friends No 4. Carpooling and driving No 5. If you have a blog, make money out of it No 6. Draw a crowd No 7. Finding a roommate No 8. Passive Income

Chapter 5 – Strategies for Saving

Below are different strategies that will help you save money 7 Other practical strategies to save money

Chapter 6 – The Downside of Money Management 

Disadvantages of Using Credit Cards Disadvantages of Using Debit Cards Using debit cards and credit cards with an inconsistent income

Chapter 7 – Financially Free

Spending money wisely How to budget for retirement allowance? Things that elderly people forget to prepare for

Conclusion. 

If you have a short time to spend reading and a few bucks to spend, this e-book will affect the rest of your life, since credit card debt can seriously ruin your life. The benefits in this book are straightforward – it’s easy to learn what you need to do to climb out of that pit of debt. You can feel positive about your financial situation instead of negative – and it feels great! This book will help you whether you owe $500 or $50,000 in credit card debt. If you have been max-ing out cards trying to get ahead, you’re no doubt ready to face that debt head-on and slay it. We offer straight-forward techniques like: • Which cards to pay off first • Requesting lower interest rates from your credit card issuers • Doubling the minimum payments to pay off a card as much as 10 years more quickly • Budgeting accurately for maximum effect • How to cut back on all your expenses to free up cash • How to live without using credit, if that’s your goal It was doubtless very easy to get into credit card debt and it’s a lot harder to get out. Just a peek at our innovative techniques will let you know how to get out of credit card debt more quickly. Our system doesn’t take a degree to learn or follow. The rules are simple and easy to follow. They will help you to think of future wealth instead of current debt. Try it now. What do you have to lose? Years and years of credit card debt!

Do you struggle to make ends meet? Do you see others taking amazing vacations and wish you could afford to do the same? Does debt leave you feeling depressed, worried, or angry? If you have ever tried and failed at budgeting, if you want to rid yourself of debt and stop living paycheck to paycheck, then let #1 bestselling author Heidi Farrelly show you how. Take charge of your finances and learn: • The secret way to NOT budget and still save money • The problem with budgets (and why most fail) • How to stick to a budget – no matter what you’re struggling with • How to break free (and stay free) of debt • Proven methods to save money and get ahead Brilliant Budgets and Despicable Debt will give you the knowledge you need to create an incredible future for yourself, and your family. Spend without guilt, live without money worries, travel the world, and invest in life! Because there is nothing you can’t achieve if you plan to succeed.

Debt feels crippling. Freedom can seem distant if not impossible to achieve, particularly when trying to do so on a low income. Conquest looks into how and why you get into debt as well as the reasons you stay stuck. This book explains the relationship between budgeting, repayment, self esteem, and how it is all synonymous. Conquest recognizes that everyone’s situation is different and how different methods and tools are needed to achieve financial freedom. Several effective debt repayment methods are discussed and explained so you can utilize each. Methods include; Debt Snow Ball, Debt Avalanche, Debt Tsunami, Recession Proof Debt Snowball, and Debt Snow Flaking. For individuals who already feel comfortable with budgeting and personal finances Conquest offers insight into growing your income while working towards debt freedom. Quit living in debt, stop robbing your future self, and begin your Conquest towards debt freedom and the life you want to live.

Debt is a monkey none of us want on our backs. When we have debt we tend to have issues sleeping, eating and doing things in or lives that we want to do or have dreamed of doing for years. When we have debt we limit ourselves and our futures. In this book we will talk about credit and how you can get it. We will then move on to fifteen powerful tips and tricks that are generally overlooked when it comes to cleaning up your debt and building up good strong habits to live debt free. From there we will talk about ways to manage your life so that you don’t have to use credit as much. Learning to live without credit is a powerful way to stay debt free as well as having the ability to use your credit when it is really needed. So if you find yourself in a situation where you are getting deeper and deeper in debt and are looking for a way out or if you are someone young and getting ready to establish credit for the first time and need some advice on how to keep your debt under control before it even begins then this is the book for you. So without delay download this book today and master the art of getting and staying debt free.

Contents of the Book:

Chapter 1 – Understanding Debt and CreditChapter 2 – 15 Credit TipsChapter 3 – Management SkillsAnd much, much more

Getting Your FREE Bonus

Read this book to the end and see “BONUS: Your FREE Gift” chapter after the introduction and conclusion.

Discover How To Effectively Get Out Of Debt Forever

Finding yourself in debt can be extremely frustrating. It causes so much unwanted stress in someone’s life, it is almost unbearable. Most people do not know how to manage their money. They lack the knowledge that will help them get their dream house, dream car, ext. Trying to get out of debt is a long frustrating process, but it does not always have to be this way.

This book contains powerful strategies that can be used to effectively get out of debt and become financially independent in as little as 30 days. It is time to make that big decision and change your life forever. The various strategies in this book are specifically designed to help you achieve your goal.

Here Is A Preview Of What You’ll Learn…

How to get out of debtBudgetingHow to create a planRecognizing what you are doing wrongHow to save moneyHow to stay motivatedHow to face the problem head onMuch, much more!

There are ?financial experts” who advise people to take out their credits cards and cut them up. And that may be a good plan for someone who is financially irresponsible, it’s not great advice for someone who wants to build wealth and become financially free. Cutting up your credit cards won’t make you rich; learning to leverage and manage debt will.

If a person has a solid financial education they will know that there are two kinds of debt: good debt and bad debt. A person who understands debt will know how to use good debt to make them richer faster. And when we take control and learn to manage bad debt, seeing it for what it is and understanding the toll it can take if abused, we are on the road to financial freedom.

Learn how to make your money work hard for you? instead of you working hard for money all your life. Understanding debt and how to use and leverage it is an important first step.

Product Features

• Trade Paperback