When should you refinance your home.
If you have higher interest mortgage rates.
You want to consolidate your liabilities into one easy mortgage payment.
To purchase your next property using equity release from current property and buying new real estate.

Unsure how to refinance your mortgage?

Call Laura Moya #localmortgagebroker to give guidance and support through this process.

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Yini umsebenzi weDebt Counsellor?

Umsebenzi weDebt Counsellor ukuthi ikusize uhlele izikweletu zakho.

IDebt Counsellor ibheka imali oyiholayi kanye nezidingo zakho bese iyabala ukuthi wena usala namalini yezikweletu emuva kokukhipha imali yezidingo zakho.

Uma kukuthi imali osala nayo emuva kokubhekana nezidingo zakho ayanele ukuthi ikhokhele izilweletu zakho, iDebt Counsellor ixoxisana nazo lezinkampani ozikweletayo ukuthi wehliselwe inzalo kanye nemali oyikhokha ngyanga zonke ukuze kuqinisekiswe ukuthi wena unemali eyanele yezidingo zakho kanti futhi nezikweletu zakho zakhokhiwe nyanga zonke.

Okunye futhi okwenziwa iDebt Counsellor ukuthi zonke izinto zomthetho zibheka iDebt Counsellor yakho ngoba nguye umuntu ogunyaziwe ukuthi akusize ngezikweletu zakho futhi yiDebt Counsellor ekumele iqinisekise ukuthi zonke lezinkampani ozikweletayo ziyayithola imali yazo nyanga zonke njengesivumelwano esisha.

Khululeka, ungatatazeli, sikhona sizokusiza

Learn about the cornerstones of credit counselling and the advantages it provides in helping you build a better future.

Visit our Website:
https://www.consolidatedcredit.ca

Or follow us on Social Media
? Facebook: https://www.facebook.com/consolidatedcreditcanada
? Twitter: https://twitter.com/ConsolidatedCA
? Instagram: https://www.instagram.com/consolidatedcreditca/
? LinkedIn: https://www.linkedin.com/company/consolidated-credit-counseling-services-of-canada/
? Pinterest: https://www.pinterest.ca/consolidatedcan/

13 Benefits of Debt Counselling or Debt Review.

1. All of your debt repayments will be consolidated into one reduced monthly repayment plan.

The great thing about debt counselling is that instead of paying numerous accounts, which you can easily lose track of, The National Debt Review Center will work out an amount that covers all of your repayments.
This includes all your legal fees and debt review costs, with lower interest rates.

2. Your assets, including your home and car, will be protected from repossession.

If you’re fearing that your home and car will be repossessed because you’re in too deep, you’re not alone. Debt counselling will protect your assets from being repossessed as a result of defaulting on repayments.

3. You will no longer get calls from your creditors demanding payment.
Once placed under debt review, you will no longer be at risk of getting deeper into debt.

The National Credit Regulator will flag your credit profile, barring you from taking out more credit. This flag will be removed from your credit profile once you have settled all your debt.

4. You do not pay any money upfront.

Alarm bells should go off if the Debt Counsellor makes such a request. Asking for money upfront is not part of the Debt Review process and indicates that the Debt Review company is untrustworthy.

All Debt Review fees are strictly prescribed by the Nation Credit Regulator (NCR) and are pretty much the same for all South African Debt Counsellors.

There are no up-front fees because the fee structure is created in such a way that all the fees form part of your reduced monthly repayment plan. Each client’s fee will differ because it is worked out as a percentage of the monthly debt you owe.

5. There is no permanent record of having undergone debt counselling.
6. There is only one monthly repayment to be made.
7. Your budget will meet your basic needs first before provision is made for debts.
8. You will never pay more money than you can reasonably afford.
9. A debt counsellor will suggest ways of cutting costs and saving money.
10. Gives you Peace of Mind that your debt is being paid.
11. Help You Live Comfortably with all living expenses covered.
12. Help You Reach Your Goal of settling the debt.
13. Helps you Change your financial spending behaviour.

In light of this, always be sure to contact The National Debt Review Center here or at info@ndrc.org.za as soon as you begin to struggle with your payments, so that all of your instalments can be reduced immediately.

Contact us here – https://ndrc.org.za/contact

Article – https://ndrc.org.za/what-are-the-benefits-of-debt-review

Pat Wright, Mediator at Hopkins Solicitors explains the advantages of choosing to resolve a dispute through mediation rather than going through the traditional court route.

Hopkins Solicitors provides legal services to individuals, families and businesses in Mansfield, Nottingham and the surrounding Nottinghamshire area.

With a team of more than 50 people and offices in Nottingham and Mansfield, we offer easy to understand legal advice along with transparent fees. We offer advice on most areas of law including:

Buying, selling or leasing houses
Wills, probate, trusts and inheritance tax
Accident injury claims
Family issues
Landlord and tenant disputes
Commercial law
Commercial property
Employment
Debt recovery
We also offer Mediation services.

For more information please visit http://www.hopkins-solicitors.co.uk/

In this video we discuss the benefits of debt counselling and how it can benefit you!

Visit www.nationaldebtadvisors.co.za to find out more information or call us on 021 003 8733