In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom.

Inside Dear Debt you will learn to:
– Find the debt repayment strategy most effective for your needs
– Avoid spending temptations by knowing your triggers
– Replace expensive habits with cheaper alternatives
– Become a frugal friend without being rude
– Start a side hustle to boost your current income
– Negotiate your salary to maximize value
– Develop a financial plan for life after debt

Christmas may be the most wonderful time of the year, but it’s also one of the most stressful–and most expensive. Expectations run high and it’s tempting to whip out the credit cards to create the perfect Christmas for your family, with lavish meals, new decorations, and the latest, greatest gadgets and fashions for everyone on your Christmas gift list. But you don’t have to overspend or go into debt to have a fabulous holiday.

Financial expert Mary Hunt shows readers how. She helps readers assess their financial situation, commit to no new debt, and think creatively about their gift list. With Mary’s guidance, readers will identify what has caused them to overspend in the past and approach this Christmas with a plan and a new attitude toward holiday spending. This just might be the best gift you can give yourself and your family. This book is an updated edition of Debt-Proof the Holidays.

You’re off to college to acquire skills, graduate, get a well-paying job, and live the good life ever after. Not so fast. A mountain of college loans after graduation may weigh you down for decades as you struggle to pay them off.

Don’t let the financing of your education stand in the way of your future dreams. Save money, find little-known sources for money win scholarships you never thought you’d qualify for, pick the right loans and payment plans, and you can avoid devastating debt entirely.

Get smart before you get smart in college with tips and techniques in Screw College Debt. Create your own action plan using the 100-at-a-glance strategies to avoid and pay for college debt—before you get into money trouble. Or learn how to dig out with creative (legal) repayment strategies.

Knowledge is power. Go into the college game with the right winning strategies and plans. Marco LeRoc, founder of Marco LeRoc & Co., and author of Cash In with Your Money, helps you (and your parents) explore every money-saving strategy and answers every question from WHY (Why the heck is college so expensive?) to HOW (How do I avoid college debt entirely?).

In this core Financial Peace University lesson, Dave shows you how to become debt free as he walks you through the necessary steps and details of dumping debt with the Debt Snowball method.