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Are debt collectors calling you and your family members constantly? Are you curious if credit counselling can keep collections off your back? The answer honestly depends on three factors. Jeff Schwartz our Executive Director breaks it down.
See the full post here: http://bit.ly/2qwVG25
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Set up a payment schedule to repay your debts. A Debt Management Plan can improve your financial and credit standing. For confidential advice from an NFCC trained, certified counselor, call 1-800-388-2227 or visit www.DebtAdvice.org.
Before you can file for Chapter 7 or Chapter 13 bankruptcy, you must complete credit counseling. In this video Bucks County Pennsylvania attorney John Benson discusses why you first need credit counseling before you can file.
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Did you know you can leverage non-profit financial counseling for hands-on support to improve your finances?
If you’re struggling with your finances and high-interest debt then financial counseling is something that could help. It could be that you are starting over, getting through a rough patch, or perhaps need someone to work with you on creating an actionable plan to adjust your habits….sometimes you just need a little support to get back on track financially without the shame or judgment.
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A person who files for bankruptcy must take two courses before receiving a bankruptcy discharge. Before you can file for Chapter 7 or Chapter 13 bankruptcy, you must #consult with a nonprofit #credit-counseling agency to see whether you can feasibly handle your debt load outside of bankruptcy, without adding to what you owe. These courses can be done online so you don’t have to physically go to a location to complete these.
Not completing this course BEFORE filing is one of the most frequent errors I see when consumers try to file their cases themselves. This course has to be done BEFORE you file your case and the certificate is good for 180-days. Once you complete the course the company will email you a copy of your certificate which must be filed with your case. If you fail to complete this class BEFORE you file your case then your case will be dismissed and you will have to start over.
Your bankruptcy jurisdiction must approve the particular course that you take. You can find an approved provider by visiting the U.S. Trustee’s website at this link: https://www.uscourts.gov/services-forms/bankruptcy/credit-counseling-and-debtor-education-courses
Here are some common questions we hear about filing bankruptcy: ????
?https://georgiabankruptcylawgroup.com/filing-bankruptcy-georgia-common-questions/?
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???? FREE GUIDE TO EVICTIONS IN GEORGIA:
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???? FREE GUIDE TO FORECLOSURE IN GEORGIA:
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Saedi Law Group are experienced Atlanta #bankruptcy #lawyers who have been helping Georgians file for bankruptcy for over 20 years.
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If you are currently struggling with overwhelming debt, or feel your financial situation will be severely stressed in the coming weeks, now is the best time to start looking at all options available to you.
Saedi Law Group offers a free, no obligation consultation with an experienced attorney (not a paralegal) who will review your specific situation and advise you about your options for moving forward.
Our team is passionate about our work and we take it very seriously. It is a privilege to help clients and their families in times like these.
Bankruptcy was created for this purpose.
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Credit counseling is an effective way to manage debt and improve your credit score. These five tips will help you make the most of the counseling process. #creditcounselingtips #personalfinancetips #financialplanning #moneymatters #debtfree
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Take the first required bankruptcy course at https://ccadvising.com
SCAM ALERT: Consumer Credit Counseling. Find out the truth about Consumer Credit Counseling. Where does it rank our or scam matter?
1. A legitimate service that is useful and adds value.
2. A legitimate service that may be useful, but doesn’t add value.
3. A legitimate service that is barely useful or adds value.
4. A legitimate service on paper only, but provides no utility or use. (mini-scam).
5. A criminal enterprise
Matt Berkus is a Colorado licensed bankruptcy and student loan relief attorney with 20 years of experience. I offer free phone consultations to residents of Colorado for the purpose of bankruptcy. Click on my websites for additional information and for the phone number to call and schedule.
My Websites.
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You should consult with a lawyer in your state or district. Laws can vary from state to state. This video presents general legal information. This information is not specific legal advice tailored to your particular situation.