[Counseling] Videos
https://www.g.page/richard-killen-etobicoke This short video provides you with an introduction to debt counselling found in Etobicoke and neighbouring areas as to what personal debt counselling is along with your possible choices to credit and debt counselling in the GTA.
Debt Counselling in Etobicoke.
Quite a lot of people are having a tough time paying their credit debt, may it be charge cards or almost any various other types of debt.
Are you one of them?
Are you also finding it difficult getting rid of your own debt for several months or perhaps quite a few years?
Are you among the many people today who disregard the matter or put it off and allow it to build up, or perhaps stubbornly hold on in fear of filing for bankruptcy?
The right way to acquire the best solution is usually receiving guidance through a personal debt counsellor, however not debt counsellors can offer you all the solutions that may be the most appropriate solution for you.
Debt counselling is an excellent option vs personal bankruptcy, wherein quite a lot of men and women who usually do not want bankruptcy as a solution to their financial problems.
Talking with a Licensed Insolvency Trustee will help you through every one of the choices which may be appropriate for you personally so that you can make the most effective choice for your circumstance.
Consulting with a trustee doesn’t signify you are filing bankruptcy, instead, they’ll review your situation and provide you with your options to get the best choice to your debt troubles, such as credit and debt management, a consolidation loan, a consumer proposal and bankruptcy.
Richard Killen and Associates have been providing debt and credit counselling for over 25 years. We use a variety of tools to make certain that you get out of debt however not only that, we provide basic credit education about budgeting and money management skills that will help you to reach your financial goals.
“This Could Be The Most Stress Relieving Phone call You’ll Ever Make!”
Call +1 647-932-5593
We have offices over the GTA. Visit https://rkillen.ca/debt-counselling-toronto-an-alternative-debt-relief/ for more information.
Richard Killen & Associates Ltd Etobicoke
2150 Islington Ave #202,
Etobicoke, ON M9P 3V4, Canada
Tel: +1 647-932-5593
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There’s one big reason why enrolling in a credit counseling program may or may not be the best choice during a financial health crisis like Covid-19, and that’s consistency.
For more information on how credit counseling (DMPs) work, please see my in-depth article at:
https://consumerrecoverynetwork.com/credit-counseling-services-help-lower-credit-card-payments/
SHARE THIS VIDEO: https://youtu.be/K6c2E6jiFR0
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For more tips on how to get out of debt,
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?FREE CONSULT:
https://consumerrecoverynetwork.com/free-debt-consultation/
?FOLLOW ME:
LinkedIn – www.linkedin.com/in/debtbytes
Twitter – http://twitter.com/debtbytes
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?READ OUR BLOG:
http://consumerrecoverynetwork.com
?FIND YOUR DEBT SOLUTION:
http://consumerrecoverynetwork.com/debt-solutions-review/
?ASK ME ANY QUESTIONS YOU HAVE:
I answer all questions in the comments section daily.
Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.
Our credit counseling course, (also required to file bankruptcy), is available at https://ccadvising.com
Easily compare debt settlement, bankruptcy and debt management plans for what it will cost you, how long it takes, and how long it hurts your access to credit.
I have a heavy-hitting resource you can read through here:
http://consumerrecoverynetwork.com/credit-report-score-rating-debt-relief-programs/
SHARE THIS VIDEO: https://youtu.be/s1uScvF0mNA
????????????????????????????????????????????????
For more tips on how to get out of debt,
SUBSCRIBE ??? http://bit.ly/1ZPZ8Q2
????????????????????????????????????????????????
?FREE CONSULT:
https://consumerrecoverynetwork.com/free-debt-consultation/
?FOLLOW ME:
LinkedIn – www.linkedin.com/in/debtbytes
Twitter – http://twitter.com/debtbytes
Facebook – https://facebook.com/consumerrecoverynetwork/
?READ OUR BLOG:
http://consumerrecoverynetwork.com
?FIND YOUR DEBT SOLUTION:
http://consumerrecoverynetwork.com/debt-solutions-review/
?ASK ME ANY QUESTIONS YOU HAVE:
I answer all questions in the comments section daily.
Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.
What you can expect from your budget and debt counseling session with Money Management International.
If you have overwhelming debt, then you know the stress it puts on you and those around you. Speaking with a debt counselor can be like debt therapy.
You didn’t get into debt overnight, and you won’t get out of that way either. But you can trade the sleeplessness nights and anxiety over your debt for the comfort that you are getting help. But like therapy, you need to make the call.
A certified debt counselor from Clearpoint Credit Counseling Solutions can work with you to understand your debt issues, and help work out a plan to get you out of debt. To learn more about their free debt counseling services, please visit the Clearpoint Credit Counseling Solutions website:
http://www.clearpointcreditcounselingsolutions.org/credit-debt/
ClearPoint is one of the largest, most-respected credit counseling agencies in the nation – a 501(c)(3) nonprofit organization whose mission is to promote consumer health through financial education.
Clearpoint Credit Counseling Solutions
8000 Franklin Farms Drive
Richmond, VA 23229
(800) 750-2227
A Debt Management Plan may be the right option for people who are really struggling to satisfy their debts. For confidential advice from an NFCC trained, certified counselor, call 1-800-388-2227 or visit www.DebtAdvice.org.
Watch more Credit & Credit Cards videos: http://www.howcast.com/videos/313540-How-to-Choose-a-Consumer-Credit-Counseling-Service
When life throws you a curve ball, find the best agency to help you get out of debt.
Warning
Be aware that some consumer credit counseling agencies may not be legitimate or honest.
Step 1: Make a list of possible credit counselors
Draw up a list of possible credit counselors. Many colleges, credit unions, and military bases offer credit counseling programs. Find others through web searches or referrals from friends and family.
Tip
If you choose a nonprofit agency, make sure their fees are affordable.
Step 2: See if the agency is a member of a trade association
Eliminate the agencies that aren’t members of major trade associations by searching the websites of the AICCCA and the NFCC.
Tip
Find the AICCCA, or Association of Independent Consumer Credit Counseling Agencies, at aiccca.org. The NFCC, or National Foundation for Credit Counseling, is at nfcc.org.
Step 3: Search for complaints filed against the agencies
Contact your state Attorney General’s office, your local consumer protection agency, and the Better Business Bureau to see if any of the agencies have had complaints filed against them.
Step 4: Get information about each agency
Contact each agency remaining on your list and ask for a basic information packet. They should provide this without asking for financial information or a fee.
Step 5: Review information about services offered
Review the information about each agency’s services. Look for counselors that offer a full range of options, including budget counseling and savings and debt management classes.
Tip
Avoid agencies that offer to enroll you in a Debt Management Plan, or DMP, without reviewing your financial situation.
Step 6: Ask about fees and qualifications
Ask about fees, including set-up and monthly fees. Find out how the counselors are trained and compensated. Avoid services where counselors work on commission only.
Step 7: Get a formal, written agreement
Select an agency that offers services that best meet your needs. Get a formal, written agreement that includes a price quote. Follow their advice and you’ll be on your way to financial freedom.
Did You Know?
At the end of 2008, the total amount of credit card debt in the U.S. topped $972 billion. On average, each American household carried about $8,000 in credit card debt.
Learn about the pre-bankruptcy credit counseling requirement.
http://www.bscc.ca/page/bankruptcy.aspx – How to avoid bankruptcy – call us today at 1-866-790-8984
or Visit:
Business Solutions & Credit Counselling Services
12033 92A Avenue Surrey, BC V3V 4B8
Tel: 604-951-8984 or 1-866-790-8984
akalsey@bscc.ca
http://www.bscc.ca
https://plus.google.com/109367218980858605482
https://plus.google.com/100755473303544230759/about
A consumer proposal is a way to come up with a solution with your creditors to repay your debts. In most proposals you repay less than the full sum outstanding, plus your creditors agree to write off the rest of your debts. It’s a “win-win” for both of you.
Just what is a consumer proposal?
Unlike an informal debt settlement plan, a consumer proposal is a legally binding agreement that you and your administrator work out with your creditors.
For over a decade, the professionals at Business Solutions and Credit Counselling Services (BSCC), a registered, government-approved credit counseling firm, has assisted hundreds of thousands of consumers throughout Canada to avoid bankruptcy, prepare a consumer proposal, rebuild their credit, and pay off credit card debt. These are clients who were once struggling to manage excessive debt and financial obligations. We work with each client individually, designing manageable, realistic programs to absolve your financial burden and stress. For more information about avoiding bankruptcy and how to become debt free, please visit us at http://www.bscc.ca or call 1-866-790-8984 today!
