There is a lot of fake news about debt counselling filled with promises of payment holidays and savings.

Don’t believe the hype! If you’re struggling to repay your debts, speak to your bank first before going to a debt counsellor.

Find out more at ncr.org or on our website: http://bit.ly/3v4x1jD

There is a lot of fake news about debt counselling filled with promises of payment holidays and savings.

Don’t believe the hype! If you’re struggling to repay your debts, speak to your bank first before going to a debt counsellor.

Find out more at ncr.org or on our website: http://bit.ly/3v4x1jD

In considering the tough challenges that families face today, one issue keeps coming to the surface all too often—finances. Statistics show that financial issues are consistently one of the top reasons listed for divorce in this nation. Determined at the outset of their marriage to turn those grim statistics around, one young couple heard biblical teaching on finances, took it to heart, and patterned their lives after what God has to say about handling money. Meet Michelle and Trevor Thomas as they tell their story of how God led them out from under a mountain of debt into financial freedom. In Debt-Free Living in a Debt-Filled World, they will tell you candidly how they paid off their debt, built their home without a mortgage, and have lived the last 14 years debt free, raising four children on a teacher’s salary. Be encouraged in your own journey by what you read in theses pages. Whatever your situation may be, know that God has a plan for freedom for you, too. Financial freedom is within reach, so trust The Provider each step of the way. As families begin to dig out of debt and save for future needs, marriages are strengthened, children feel more secure, and communities become better places to live. God’s ways really are best. So, sit back and enjoy. You will laugh, you might cry, but you will surely be encouraged.