Rep. Carlos Gimenez, R-Fla., responds to reports that President Biden will forgive $300 billion of student debt. #FoxNews

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Americans are currently burdened with about 1.57 trillion dollars of student debt, and that number is climbing rapidly. For many, a lifetime of debt has become the painful reality of life in the United States. Why? What happened to make this country, and this economic system, so addicted to debt?

Why Student Debt Is So Hard to Forgive – Second Thought
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Citations and Further Reading:

Graeber
https://warwick.ac.uk/fac/arts/english/currentstudents/undergraduate/modules/fulllist/special/statesofdamage/syllabus201516/graeber-debt_the_first_5000_years.pdf
https://www.youtube.com/watch?v=CZIINXhGDcs
https://alexdanco.com/2020/05/15/debt-the-first-5000-years/
https://johnathanbi.com/book-notes-summaries/debt
https://longnow.org/ideas/02010/04/22/debt-the-first-five-thousand-years/
https://patternwhichconnects.com/blog/david-graeber-and-the-rewriting-of-monetary-history/

Lazzarato
https://doi.org/10.1177/0038038514539207
http://irep.ntu.ac.uk/id/eprint/30123/1/7885_OShaughnessy.pdf
https://www.theoryculturesociety.org/blog/review-maurizio-lazzarato-governing-by-debt

Others
https://www.youtube.com/watch?v=sDZ7aQ_umhU
https://www.jacobinmag.com/2020/09/cant-pay-wont-pay-debt-abolition
https://www.academia.edu/23770832/Debt_Underemployment_and_Capitalism_The_Rise_of_Twenty_First_Century_Serfdom
https://doi.org/10.1177/016146812112300601 https://www.researchgate.net/publication/301270586_Debt_resistance_Beyond_or_within_capitalism
https://books.google.com/books?id=swxjDwAAQBAJ&printsec=frontcover
https://doi.org/10.1177/2631309X20921567
https://marshallsteinbaum.org/assets/goldrick-rab-and-steinbaum-2020-what-is-the-problem-with-student-debt-jpam-point-.pdf

Higher Ed. & Student Loans
https://www.newyorker.com/news/news-desk/what-biden-cant-do-on-student-debt-and-what-he-wont-do
https://www.youtube.com/watch?v=R58Si78N9i4
https://educationdata.org/student-loan-debt-by-generation
https://educationdata.org/average-cost-of-college-by-year
https://youtu.be/CKbopGWJM40?list=PLnQCwElJCNf9NHOqHicDrb03RX04nNl-h
https://time.com/4276222/free-college/
https://theintercept.com/2021/08/05/student-debt-cancellation-nancy-pelosi/
https://newrepublic.com/article/159233/coronavirus-pandemic-collapse-college-universities
https://www.peoplesworld.org/article/free-college-was-once-the-norm-all-over-america/
https://www.youtube.com/watch?v=t0CyBv18A5k
https://thehill.com/opinion/education/560016-refuting-the-worst-excuses-against-student-debt-cancellation
https://jacobinmag.com/2020/11/cancel-student-loan-debt-biden

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What would you do if you had three days before your execution? Dylan Murphy wrote a book. Murder is an awful thing, but sometimes it can be the right thing. Dylan Murphy knows this, and it is why he never questions the charges that will leave him with a needle in his arm. It’s a story of the friendship that saved his life, and the friendship that will play a part in ending it. It’s about growing up, sometimes much more quickly than we plan. But mostly, it’s Dylan’s story.

In this hilarious account of a debt collection agency, the reader is introduced to five categories of excuses debtor’s use to escape paying their bills. Phone dialogue and excerpts from letters are included. Gould describes a possible scenario how the collection industry began with the cave men. A brief history from antiquity through Irish Brehon Law to modern practices culminates with the Federal Fair Debt Collection Practices Act. In 1988, Gerry Gould was named Instructor of the Year by the Association for Credit and Collection Professionals (ACA) International. The rich history of the ACA is highlighted throughout the book. Having an entertaining way of telling a story and teaching that enamored him to his students and fellow professional debt collectors, Gerry’s book is a must read for anyone touched by this industry — collectors, doctors, whom his Royal Collection Agency represented, and yes, even debtors. This is the second book B.B. Gould wrote based on Gerry’s motivational writings. GG’s Principle: Three Steps to Empower You in Any Situation was published in 2011.