Welcome to the Financial Tips Series! ????

Ready to boost your financial savvy? Join us for a series of quick and practical tips to manage your money like a pro. From saving hacks to investing strategies, debt-free journeys, and budgeting tips, we’ve got everything you need to level up your financial game! ????????

1?? “5 Money-Saving Hacks You Need to Try Today!”
Learn actionable tips to save more and spend smarter.

2?? “The Ultimate Guide to Building Your Emergency Fund”
Discover the importance of an emergency fund and how to start yours.

3?? “Investing 101: How to Get Started with Little Money”
Explore simple ways to dip your toes into the world of investing.

4?? “Debt-Free Journey: Tips to Pay Off Debt Faster”
Get practical advice on becoming debt-free and achieving financial freedom.

5?? “Budgeting Made Easy: Simple Steps to Create a Budget”
Master the art of budgeting and take control of your finances.

Monthly Budget Check-in on payday on this $150,000 Debt Free Journey!

#debtfreejourney #budget #budgetsession

Instagram (reselling): @BudgetandBalanceLiz
Business inquiries: lifeaslizreaches@gmail.com
Buy Me a Coffee: https://www.buymeacoffee.com/lalr
Venmo: @Liz-Reach

Did you catch these videos?
February 2024 Budget: https://youtu.be/D7955X_qYPI
Federal Student Loan Repayment: https://youtu.be/9d4zlly9Eus
Debt Confession: My Secret https://youtu.be/ulGQYTX-IV8
Private Student Loan Update: https://youtu.be/zXXQ1TtPTHs

Need help with your budget or debt payoff plan?
Budget Setup or Review: https://budgetandbalance.ck.page/products/budget-review-or-setup
Debt Payoff Plan: https://budgetandbalance.ck.page/products/debt-payoff-plan

My Favorites from Amazon
Collagen Powder – https://amzn.to/3rBZOxD
Calm – Supplement https://amzn.to/3SGYTni
Book – Finding Meaning , the 6th Stage of Grief, by David Kessler – https://amzn.to/3I1mZEL
52 Lists for Happiness – https://amzn.to/3v1eYMv

I created free resources to help you on your financial journey. When paying off debt and saving money are the goals, you don’t need to spend money on a tracker. If you would like to show your support, you are welcome to send it via Venmo, @Liz-Reach.
My Original FREE Budget Tracker: https://docs.google.com/spreadsheets/d/14WtlE3FpAfayCRhQeeeLxxruYQqqydov/copy
My FREE 100 Envelope Savings Challenge, Digital Tracker
https://docs.google.com/spreadsheets/d/1szHuvJgG6WZxjiDETsa38hxzzxXMsGulruL7InIBcAU/copy
YouTube Subscriber Savings Challenge
https://docs.google.com/presentation/d/1i3jL7MIdChZ8rPzeThGxZSLm8JA-eZH1n-x4oVeWFN8/copy

Where I Sell
Poshmark Closet: LifeasLizReachs
Earn $10 for Poshmark with my code LIFEASLIZREACHS, if you aren’t already on Poshmark
Ebay Store: https://www.ebay.com/usr/lizreaches
ATTN TEACHERS Check out my TPT Store: Reach, the Science Teach
https://www.teacherspayteachers.com/Store/Reach-The-Science-Teach

Some links are affiliate links, which means I earn a small commission if you click my link. It’s no extra cost to you and supports my small business. Thank you!

In this video I’m preparing to start my second debt free journey. After becoming debt free, I’ve gotten back in credit card debt and with the start of student loans I knew I had to total everything to see my starting balance.

????Download my Financial Dashboard spreadsheet!! https://8708492926377.gumroad.com/l/dashboard

Sound from Epidemic Sound

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????About Me:
Hey I’m Dyana, single mom of 2. After becoming debt free, I now share my life on a budget and money tips as I work to create generational wealth!

Digital Budget Check-in with a PAY RAISE!!!! Let’s check-in on my digital budget to see my pay raise and check-in on my No Spend Month challenge. PLUS, I owe you that TP Count!

Hi, I’m Liz! Here on Budget and Balance I share my health and wealth journey to improve my health and pay off $150,000 in DEBT by budgeting, savings, and side hustling! Hope you’ll join me.

#digitalbudget #budgetwithme #debtfreejourney

00:00 Welcome
01:20 Goals
02:01 Projects
03:05 Income w Raise
04:34 Fixed Expenses
05:08 Debt
07:30 Review
07:59 Variable Expenses
10:51 Savings
12:15 Roll Over
12:28 TP Situation

Instagram (reselling): @BudgetandBalanceLiz
Business inquiries: lifeaslizreaches@gmail.com

Did you catch these videos?
No Spend Month challenge: https://youtu.be/m8HXNyX_hI4
Federal Student Loan Repayment: https://youtu.be/9d4zlly9Eus
Debt Confession: My Secret https://youtu.be/ulGQYTX-IV8
Frugal Friday playlist https://www.youtube.com/playlist?list=PLMcSNU6WIlQYKdPrQ9F7H3gpqFkqhFt7k

Becky from @TheGoodKindofMidLifeCrisis is participating in the No Spend Month Challenge. Check out her channel!

My Favorites from Amazon
~Health & Weight Loss Related~
Never Binge Again (book) – https://amzn.to/43cOaHN
Scale – Etekcity Smart Digital Bathroom Scale w Bluetooth Sync – https://amzn.to/3uZQVNP
1 gallon motivational water jug – https://amzn.to/3h01PuW
Yoga Strap, loops, non-elastic band – https://amzn.to/3rYLCML
Undersun Resistance Bands – https://amzn.to/3I2LnG9
Fitbit Replaceable Bands – https://amzn.to/3yTohON

~Other Favorites~
Collagen Powder – https://amzn.to/3rBZOxD
Calm – Supplement https://amzn.to/3SGYTni
Book – Finding Meaning , the 6th Stage of Grief, by David Kessler – https://amzn.to/3I1mZEL
Journal – Self-Love Workbook for Women – https://amzn.to/3I6TxNC
52 Lists for Happiness – https://amzn.to/3v1eYMv

I created free resources to help you on your financial journey. When paying off debt and saving money are the goals, you don’t need to spend money on a tracker. If you would like to show your support, you are welcome to send it via Venmo, @Liz-Reach.
My Original FREE Budget Tracker: https://docs.google.com/spreadsheets/d/14WtlE3FpAfayCRhQeeeLxxruYQqqydov/copy
My FREE 100 Envelope Savings Challenge, Digital Tracker
https://docs.google.com/spreadsheets/d/1szHuvJgG6WZxjiDETsa38hxzzxXMsGulruL7InIBcAU/copy
YouTube Subscriber Savings Challenge
https://docs.google.com/presentation/d/1i3jL7MIdChZ8rPzeThGxZSLm8JA-eZH1n-x4oVeWFN8/copy

FREE Budget App Mint: https://mint.intuit.com/
TubeBuddy for YouTubers: https://www.tubebuddy.com/LizReaches

Want to shop where I sell?
Poshmark Closet: LifeasLizReachs
Earn $10 for Poshmark with my code LIFEASLIZREACHS, if you aren’t already on Poshmark
Ebay Store: https://www.ebay.com/usr/lizreaches
ATTN TEACHERS Check out my TPT Store: Reach, the Science Teach
https://www.teacherspayteachers.com/Store/Reach-The-Science-Teach

Some links are affiliate links, which means I earn a small commission if you click my link. It’s not extra cost to you and support my small business. Thank you!

Im so happy to finally share how I paid off my clothing accounts debts. I accumulated all these debts due to impulse buying and not being responsible with my personal finance. I share tips on how I managed to pay these accounts. #personalfinance #debtfree #debt #debtfreecommunity #southafricanyoutuber #financialindependence #fire #frugalliving

Dave Ramsey- https://youtu.be/Q5jlY8_WmEE

We share a quick August 2021 Debt Free journey updated and outline why things have slowed down for us! Thank you so much for watching!
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Partnerships:
We love, M1 Finance and their easy to use investing platform. Get $50 in cash to invest anywhere when you sign up using my link: https://m1.finance/aRJR4xR_4Bil

New to investing try Robinhood. Use the link below to get a free stock and start investing today: join.robinhood.com/graceu

Sign up with one of my favorite Survey platforms, Survey Junkie! Must be in US, UK, or Australia and at least 16 years of age. Click the link below to get started:
https://bmv.biz/?a=5846&c=1&s1=

Get Insurance through Policy Genius. We got a great deal with them! You should check them out. https://share.policygenius.com/udehgrace

I have a Capital One SavorOne credit card and really like it. You should check them out. If you decide to apply for a card, use this link https://capital.one/30eASuO; if you’re approved, I’ll get a referral bonus.

Hey! Thought you’d like to try Ibotta, a cash back rewards app that I use to make real money every time I shop for groceries, online purchases, and more! Just use my referral code “sjvxulk” at registration. Sign up at ? https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=sjvxulk

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Templates:

Download my budget template here! https://docs.google.com/spreadsheets/d/1UZ5RQG8aBWHFlNsnaflK3wqj27he4Iv9CnPBaZXOzuU/edit?usp=sharing

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Video Details:

Music – www.bensound.com/groovyhiphop
Graphics – Vecteezy.com/free-vector/
Presentation Software – Apple Keynote

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Our Top Videos

5 Types of Financial Independence Retire Early https://youtu.be/yuUsTGs57x0

Revealing Our FIRE Number https://youtu.be/wzpnSKyanx4

Order of Investing for FIRE https://youtu.be/F01n1HKkJ1E

Our Plan to Retire in 8 Years https://youtu.be/WScd62Xjh6I
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Social Media:

Instagram: (@road_tofire) https://www.instagram.com/road_tofire/

Please support by subscribing and commenting below!

*** Affiliate Link Disclaimer *** This post contains affiliate links. This means I may earn a commission should you chose to sign up for a program or make a purchase using my link. It’s okay – I love all of these companies anyways, and you will too! Thank you for considering them.

Judith explains how she got into debt and how debt review helped her get her life in order. She also has some advice for current over-indebted consumers.

The Hard Truth About the Debt Free Journey…
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1q

Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj

This is my debt update for December 2020 and a review on my progress in in the year of 2020. I started my first job in March 2020 and started paying off debt in May 2020. Making this video and reflecting on my progress this past year has relit my motivation to pay off debt in 2021.

Please like, leave a comment, and subscribe if you enjoyed this video and would like to follow my debt free journey.

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Things I Use:
Highlighters: https://amzn.to/3d63I4V
Pilot G2 (0.38mm): https://amzn.to/2YsAdoq
Tombow white out: https://amzn.to/385X39W
ParKoo Erasable Gel Pens: https://amzn.to/3hsaXHq
Title/End screens: https://amzn.to/37CRoYN, https://amzn.to/2zzlJe8
Camera mount: https://amzn.to/37tCK64
Filming Lamp: https://amzn.to/2NGT4Hj
Filming: iPhone XS Max

Referrals:
Erin Condren – $10 off your first purchase: https://bit.ly/3fRJ3Ut
Rakuten – $10 cash back when you spend $25: https://bit.ly/2LxXRK5
Plum Paper Planner – send an email to avabudgets@gmail.com and I can send a link to save 10% off your first purchase

In June I had over $11,500 in credit card debt. I was inspired by Aja Dang to become completely DEBT FREE. Since June I have paid over $3,000 off of my credit card debt but I still owe about $10,500 as of August 6th. I am using Dave Ramsey’s BABY STEP method from the Total Money Makeover in order to pay off all my credit card debt. Dave Ramsey suggests to use the snowball method to pay down your debts, therefore, that is the strategy I am using to tackle my debt. Feel free to follow me along my debt free journey! Anyone else currently trying to achieve financial freedom? I know I am.

SUBSCRIBE FOR MORE VIDEOS LIKE THIS ?https://bit.ly/2Q2jepn

CHECK OUT AJA DANG: https://bit.ly/2XVGxoW

TIMESTAMPS:
(coming soon)

SOURCES USED:
Dave Ramsey Snowball Method – https://bit.ly/34393J0
Dave Ramsey Baby Steps – https://bit.ly/3fUmuO3

STAY CONNECTED WITH ME:
? INSTAGRAM: iamvblanco
? TWITTER: https://twitter.com/iamvblanco
? SNAPCHAT: iamvblanco
?JOIN MY EMAIL LIST: https://goo.gl/Km3K3r
? MY WEBSITE: https://www.blahnkoh.com/
? IF YOU ARE A BUSINESS & WOULD LIKE TO COLLABORATE FEEL FREE TO REACH OUT: vblanco@blahnkoh.com
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My Etsy Shop: https://goo.gl/KexNem
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Shop My Poshmark Closet: https://goo.gl/V92Fbf
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Shop My Mercari Closet: https://www.mercari.com/u/161308285/
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My Camera Equipment & things I LOVE – https://goo.gl/GhgWh1

? DISCOUNTS & REFERRAL CODES*:
? EBATES Get $10 off to shop online – https://goo.gl/ZTDwvk
? UBER $20 FREE RIDE – 6vn5m
? Get $5 ON POSHMARK – UQXXB
? GET UP TO $30 FOR MERCARI : https://merc.li/N6f27Sb
? LYFT $20 FREE RIDE – VANESSA074799
? $40 TRAVEL CREDIT on Airbnb – https://goo.gl/Vuj4At
? $40 OFF YOUR FIRST HELLO FRESH ORDER – https://goo.gl/xEyuio

Peace & Love Friends

FTC DISCLAIMER: This video is not sponsored. Some of the links are affiliate links and I receive a small percentage as a commission if you order anything through those links. You will not be charged extra, it just helps support the channel. If you decide to use the link or code thank you for supporting the channel it is greatly appreciated.
#DebtFreeJourney #DaveRamsey #CreditCards