Debt Your Dirty Little Secret: Tips and motivation to being financially worry free. What are you hiding in your life that is causing you stress and worry? Is it that you haven’t revealed your hidden debt? Is it that your finances are in chaos? Is it that you haven’t got a grip on your financial comings and goings? Make that first step to sorting out money worries and letting those who matter know. You have a secret: you are in debt! What if your partner is clueless about your finances? What if you haven’t told the people important to you about how much money you owe? This book is designed to empower people to improve their quality of life by improving their relationship life. By revealing our hidden secret of indebtedness, we are ready to deal with the consequences of letting the debts escalate. Get into good finance and budgeting habits so you can make good choices. Use this easy to follow guide as it provides motivation and tips to see you through the challenging issue of admitting you owe money. Get to that new place where you have sorted out your finances, are more confident and in a better position of being more financially worry free.

In “How To Get a Bachelor’s Degree with Little to No Debt”, Sheena Hogue provides practical strategies to obtain a Bachelor’s Degree without all the debt. With Sheena’s insight, you’ll learn how: • Parents can prepare to send their child to college • High school students can get ahead with college courses • Parents & students can pay tuition outside of loans • Students can prepare for life after college As you learn strategies to minimize student loan debt, you’ll discover the joys of the college experience with friends, professors, and connections with employers.

The current approach to resolving sovereign debt crises does not work: sovereign debt restructurings come too late and do too little. Though they impose enormous costs on societies, these restructurings are often not deep enough to provide the conditions for economic recovery (as illustrated by the Greek debt restructuring of 2012). And if the debtor decides not to accept the terms demanded by the creditors, finalizing a restructuring can be slowed by legal challenges (as evidenced in Argentina).

A fresh start for distressed debtors is a basic principle of a well-functioning market economy, yet there is no international bankruptcy framework for sovereign debts. While this problem is not new, the United Nations and the global community are now willing to do something about it. Providing guidance for those who intend to take up reform, this book assesses the relative merits of various debt-restructuring proposals, especially in relation to the main deficiencies of the current nonsystem. With contributions by leading academics and practitioners, the volume reflects the overwhelming consensus among specialists on the need to find workable solutions.