Got a question from a client, and they wanted to know how settling their debt would effect their credit. In this video we compare it to bankruptcy, a consumer proposal, and credit counselling.

A debt settlement company won’t tell you these 5 critical things, and with good reason. You would not need to hire them, or would be better prepared to compare companies and alternatives if you were aware of these important facts about how they generally operate.

READ THE ARTICLE THAT INSPIRED THIS VIDEO: http://consumerrecoverynetwork.com/debt-settlement-companies-5-things-you-will-not-hear

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For a list of of best practices for negotiation companies and additional information about how to settle credit card debt yourself see: http://consumerrecoverynetwork.com/debt-settlement-company-review-best-practices/

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Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.

We often get asked about non profit credit counselling programs. Some of our clients have mentioned TV ads, about debt suckers and the like. Well here is how it all stacks up