How to consolidate credit card debt using three different methods.
LightStream Loans: http://bit.ly/LS_DebtConsolidation
(I may be compensated by LightStream through this link.)
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If you want to know how to get rid of credit card debt, then you’re watching the right video. I’ll be covering why you’d want to consolidate credit card debt, which has to do with your credit utilization score and credit card interest.
I’ll also be covering 3 unique ways to consolidate credit card debt that I believe work the best. Getting a personal loan, balance transfer offers and cash-out refinancing are the three ways to consolidate credit card debt that I’ll be covering.
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— Resources and Recommendations —
DISCLAIMER: This video description contains affiliate links, which means if you click through the links, I can receive a small commission (at no cost to you). This helps support the channel and allows me to continue making in-depth content for you. Thanks for the support.
COURSES I RECOMMEND:
– How to Grow and Rank on YouTube: http://bit.ly/YTRankingAcdmy
BOOKS I RECOMMEND:
– Get 2 Free Audiobooks from Audible: http://bit.ly/AudibleFreeTrial_HF (Because leaders are readers 🙂
– The $3 Book that Changed my Life: http://amzn.to/2DuHmIy
– Best Book on Time Management: http://amzn.to/2Cj59hG
– Best Book on Investing/Stock Market: http://amzn.to/2DtEM5E
– Best Book on Budgeting/Debt: http://amzn.to/2Ekyszc
– Best Book on How Money Works: http://amzn.to/2Eaqdp5
INVESTING AND LOANS:
– Check out Betterment for automated, low-fee investing: http://bit.ly/Betterment_Investing
– Get a Free Stock for trying Robinhood: http://bit.ly/robinhood_hf
– Lightstream loans is who I recommend for any auto loans, personal loans or debt consolidation. They have the best rates and don’t charge any fees or pre-payment penalties. http://bit.ly/lightsteam_loans
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Welcome to the Honest Finance Channel!
I’ll give you the honest truth about a variety of financial topics in a way that actually makes sense. I’m not a financial advisor and I’m not here to advertise a bunch of products. I simply want to share my financial advice with anyone who will listen.
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Are you tired of living your life loaded to the brim with debt? Do you look at your mortgage, credit card payments and other bills with a deep sense of frustration and hopelessness?
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Do you stress out when you think about money? Do you worry about paying back your debt? Do you struggle to earn more and save more? It doesn’t have to be this way… What if you could cut years off your debt repayment plan? What if you knew exactly what to do with your money and when to do it? What if you could turn your emotions around and get excited about your money? What if you could start making an extra $500 per week (or more)? That would all make your life a lot more enjoyable, right? None of this is out of your reach. Truly, all of this is very possible. And you’ll discover exactly how to do it in Debt Destroyer. It’s a proven system for quickly paying off debt, making more money, and achieving financial freedom. Here’s what you’ll learn in Debt Destroyer: How to escape the Guilt Trap and start feeling good about money again 9 fool-proof steps to start paying down debt How to figure out your best next step so you don’t waste time and money How to create a 5-minute spending plan to control your finances The 6 psychological “levers” that will jumpstart your money momentum The exact script and pre-meeting steps to take to get a raise at work 23 options (that don’t suck) for earning quick cash And much, much more… Plus, there are action steps in every section, so you can immediately implement all of the debt destroying tactics. In doing so, you’ll rediscover what it’s like to use money as a positive force for good… YOU’LL be the one who others look at with jealousy, as you effortlessly increase your income and leave debt behind in the dust. Your financial life will be abundant, your income will flourish, and you’ll have more opportunities than you can imagine. So, what are you waiting for? Pick up your copy right now by clicking the BUY NOW button at the top of this page!
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In this best-selling budgeting bible, you’ll get the motivation and know-how for building up a big stash of emergency cash, getting out of debt, making sure you never run out of money, and avoiding the 11 worst budget traps (that will ruin your financial plans if you let them!)
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Into the black…
Whether you are currently in debt or fear you’re falling into debt, you are not alone.  Forty million Americans–from doctors to secretaries, from executives to the unemployed–face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all.  You’ll learn:
How to recognize the warning signs of serious debt.
How to negotiate with angry creditors, collection agencies, and the IRS.
How to design a realistic and painless pay-back schedule.
How to identify your spending “blind spots.”
How to cope with the anxiety and daily pressures of owing money.
Plus the three cardinal rules for staying out of debt forever and much more!
This book is neither sponsored nor endorsed by Debtors Anonymous.  A recovered debtor, the author is intimately familiar with the Debtors Anonymous program.Millions of consumers have become trapped in a spiral of debt, but there is hope. If you wants to free yourself from the shackles of debt, this book is for you–it can help you “get out of debt, stay out of debt, and live prosperously.” Jerrold Mundis writes in a friendly, engaging style, urging readers to stop the cycle of spending. Mundis knows what he’s talking about–he, too, was once thousands of dollars in debt and didn’t know where to turn. Anecdotes from Debtors Anonymous folks, plus multiple examples from the writer’s own life and ledgers, make How to Get Out of Debt an encouraging read, not a condescending one. Once you start your program, you may want to periodically reread some chapters for inspiration–and fun.
If you will live like no one else, later you can live like no one else.
Build up your money muscles with America’s favorite finance coach.
Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover.
By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you’ll be able to:
•Design a sure-fire plan for paying off all debt—meaning cars, houses, everything
•Recognize the 10 most dangerous money myths (these will kill you)
•Secure a big, fat nest egg for emergencies and retirement!
If you will live like no one else, later you can live like no one else.
Build up your money muscles with America’s favorite finance coach.
Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover.
By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you’ll be able to:
•Design a sure-fire plan for paying off all debt—meaning cars, houses, everything
•Recognize the 10 most dangerous money myths (these will kill you)
•Secure a big, fat nest egg for emergencies and retirement!