On this episode:

Getting financial help in Australia is not the easiest task and for most people, talking openly to someone else about your finances is understandably a daunting process.Thankfully in Australia we have a fantastic solution to this, in our hard-working financial counsellors. They’re the people who can listen to your financial issues, propose solutions and even advocate on your behalf to banks and debt collectors.The role of a financial counsellor isn’t always very well understood, so in this episode, Owen & Kate interview financial counsellor, Nick Georgiou, to break down exactly what they do, how they can help you and where you can go to get in contact with them.

*This episode was recorded remotely due to COVID-19 restrictions, we apologise for any inconsistencies in audio quality.

Show notes: http://bit.ly/Financial-Counselling-Ep |

We’re proudly supported by ETF Securities

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DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser or financial adviser.

Credit counseling is an effective way to manage debt and improve your credit score. These five tips will help you make the most of the counseling process. #creditcounselingtips #personalfinancetips #financialplanning #moneymatters #debtfree

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Our counsellors at Consolidated Credit Counseling Services of Canada explain what they do and how they help clients find the best solution to their debt problems.

For a wide range of personal finance educational material, check out http://www.consolidatedcredit.ca

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Summons from creditors is one of the expected outcomes of a bankruptcy. Your creditors will file a case against you when you fail to pay. When this happens, you need to seek debt mediation. This kind of arrangement is also known as debt settlement. Usually, the creditor you owe money will hire a credit collection agency to represent them in the case.

For more information, check out their website: http://www.debtmediators.com.au

Debt can factor as a large component on a farming business’ balance sheet. When a farming business is unable to meet their obligations to their lender the farm debt mediation process begins. This webinar aims to arm you with information on the process and dispel some of the fears and myths around Farm Debt Mediation. Denis McMahon, Senior Lawyer, Farm and Rural Legal Service will discuss the following:

* What is debt mediation?
* What are your rights?
* What your lender can and can’t do
* Timeframes involved
* Levels of assistance – who can help/costs etc
* Changes proposed in the new Farm Business Debt Mediation Bill