Hello, incredible Rich N Fit Realities community! I’m baring it all in our February 2024 Debt & Savings Confession!

In this video, I’m going to open up about my financial struggles and successes in February. We’ll discuss the progress I’ve made in tackling debt and building my savings, as well as the challenges I’ve faced along the way.

Whether you’re here for financial wisdom or weight loss inspiration, this video is all about transparency, growth, and keeping each other motivated. We’re in this journey together, and together, we’ll overcome every obstacle.

So, grab a seat, hit that like button, and let’s dive into this candid and insightful Debt & Savings Confession for January 2024. Your support means the world, and it’s what keeps us moving forward!

Don’t forget to subscribe and turn on the notification bell so you won’t miss any of our financial victories and health milestones. We’re on this journey together, and there are many more successes to come! #DebtSuccessStory #FinancialFreedom #RichNFitRealities #accountabilitypartner #debtfreejourney

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00:00 Savings Balances
00:57 Credit Card Debt
02:46 Delinquencies
05:06 Emergency Fund Stats
05:55 HYSA
08:35 Fixing Low Savings

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Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research.

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???? Hey lovelies! ???? In today’s video, I will be sharing my January debt update + a savings challenge update!! Thank you so much for liking, subscribing and sharing my videos!!!

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???? Hey budget family! I’m Rochelle, a traveler who loves to budget & budgeter who loves to travel currently living in Honolulu, Hawaii. I’m a wife to the man of my dreams, Micah for the last 16 years ???? and a Mom to my BFF 10 year old dtr Eva ???? we are on Baby Step 2 of our version of Dave Ramsey’s plan, working to pay off our consumer debt. We are mortgage FREE!

DISCLAIMER: This video and description contains affiliate links, which means that if you click on one of the product links, I’ll receive a small commission from qualifying purchases. This helps support the channel and allows us to continue to make videos like this. There is no additional charge to you. Thank you for the support! I am NOT a financial expert. All the advice I provide is based off my own personal experience and are for informational and educational purposes only. Consult with a professional before attempting anything seen or done in my videos.

#januarydebtupdate #debtupdate #rochelleadamsonbudgets

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Hi Planner Friends,

Join me for a February 2023 Budget Review. In this video I am recapping the month and sharing how I use the Budget Mom workbook. I am covering goals, income, expenses, debt, savings, cash envelopes, sinking funds and savings challenges. For this budget, I use the Erin Condren Monthly Planner and the Budget Mom Workbook in the boxed set. I hope that you gain some budget and planning ideas from this video.

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Saving: 8 Laws of Saving Money: Budgeting Your Savings and Debt, Managing Your Personal Finance That Doesn’t Suck FREE BONUS BOOK Have you ever been thinking that it’s time to start saving money, but you just can seem to get around to it? Personal finance sometimes feels like a money management burden that will never leave you debt free. In fact, Thomas Jefferson felt the same way. He had some very profound feelings about debt in both his public and private worlds, and he left behind some wise insight that allows us to realize we’re all in the same boat, with the same worries. In this book Saving Money: The 8 Laws of Saving Money we cover 8 great money saving strategies and rules that will change your way of thinking about frugal living, and budgeting for beginners. Of course, we do this with a little help and insight from the words of Thomas Jefferson himself. Law 1: Saving is Symbolic and Debt is Symbolic We have to look past the abstract about what money symbolizes and see it for what it really is. We have to do the same with debt, and when it becomes clear that debt is a form of slavery we might think twice about volunteering for slavery. Law 2: It’s Time to Break It Down Let’s break down where the most obvious money habits that fail you. Remember, we’ve going to learn how to save money in a way that doesn’t suck, so first we cull the stuff we don’t care about. This activity will help with that challenge. Law 3: Think of Your Savings Like It’s a Bill That Must Be Paid to Yourself How frustrating when this rule is so much easier said than done. Let’s discuss the reality of this concept, and find out how to make it happen. Law 4: Start Making Comparisons about the Services You Subscribe To This where the meat of your savings happens. You don’t need to cut into the quality of your life like you think you might, and you can still save hundreds of dollars a month. Law 5: Don’t be Fooled by the Smoke and Mirrors of the Guy Standing Next to You Keeping up with the Jones’s is the biggest scam society ever made you believe. Cause the Jones’s might be stupid with their personal finance. Learn to be smarter than the next guy, not fooled into consuming every shiny thing. Law 6: Don’t Make Emotional Money Decisions Don’t be tripped up over your emotions. Learn a few useful skills to work with those emotional feeling.Discover when it’s time to buy the thing you love, and when to turn and walk away. Law 7: Know Your Team Not everybody cares about your success. Identify who to work with and who to say no to when it comes to digging into your pockets. Law 8: Small Goals vs. Big Goals We all have the goal that drives us to financial success, but you want to discover how the small goals will help you achieve the bigger ones. In fact, you might need to buy that laptop and reward yourself, if you want to make it to that big dream goal. Tags: saving money, saving money tips, personal finance that doesn’t suck, hot to save money, a guide to saving money, save money tips, money management, frugal living, frugal living tips, debt free, debt free living, debt to pay, budgeting for beginners, budgeting and finance, personal finance books,

The debt bomb is ticking. The U.S. Treasury says our national debt will hit twenty-eight trillion dollars by 2018. This means that every single day you keep your savings in paper-backed investments, the Federal Reserve destroys your money, your stocks, your savings account, your 401K. But just as the debt has more than tripled in the last decade, so have gold and gas. Gold and gas track debt more than any other assets on earth. So if the debt is doubling to $28 trillion by 2018, where do you think your money needs to be? Gold has been the greatest hedge against currency collapse the world has ever known, and gold has been the world’s wealth preserver of choice for over 5000 years.