Rob & Drastic Measure review the video titled:
“Time to acknowledge science’s debt to Islam | Mansur”
https://www.youtube.com/watch?v=ly9wFieUS7I&t=1021s

Imagine having your student loan debt completely wiped out within the next month! It may sound impossible, but for 800 thousand people, this dream is about to become a reality. The Education Department recently announced plans to write off over $39 billion of loans, tax-free, benefiting those who have been burdened by student loan debt for over 20 years.

In this video, we’ll break down the eligibility criteria for the program and reveal the hidden benefits of consolidation. Learn how combining your federal loans could accelerate your journey to loan forgiveness, as demonstrated by real success stories like Kyle’s, who eliminated almost half a million dollars in student debt.

Don’t miss this opportunity to take charge of your financial future. Watch now to explore the path to student loan forgiveness and find out if it’s time for you to consolidate.

*ADDITIONAL READING*

Want a deeper dive? Read our blog post on *How the IDR Waiver Works* available here: https://www.tateesq.com/learn/idr-waiver-adjustment

And on *Should I Consolidate My FFEL Loans to Direct Loans* available here: https://www.tateesq.com/learn/ffel-should-consolidate-direct-loans/

*TIME STAMPS*

00:00 Introduction

01:07 Context & Background

02:07 Explanation of Income-Based Forgiveness

02:48 IDR Waiver Explanation

03:34 Eligibility & Consolidation

05:11 Consolidation Superpowers

06:36 Case Study: Kyle

07:40 Clarifying Consolidation & Waiver

08:23 Outro

*NEED HELP?*

???? Book a call: https://link.tateesq.com/book-call-yt

???? Get our newsletter: https://link.tateesq.com/newsletter-yt

*CREDITS*

Hosted by Stanley Tate

Produced by Marc Vilarnau

Editing by Marc Vilarnau

Motion graphics by Unai Vellido

Copywriting by Emma Head

Color Correction by Bojan Ilieski

After meeting online, Carolyn and Jason lived large during their engagement, but now it’s time to pay the piper.  They were years behind in paying taxes and spending double what they earn – which led Gail to repossess the stuff they purchased on credit. Caroline felt like a failure and they decided to cancel their wedding plans.  Can Gail teach these two to be happy with what they have in time to save their future together? –
–
Watch more from Weddings and Beyond – https://youtube.com/c/WeddingsAndBeyondTV/videos

Explore our family of YouTube channels with Free movies, tv series and documentaries.
? TOP BOX is where you’ll find an eclectic mix of mind-bending documentaries, cult classic films and investigative television documentaries. https://youtube.com/topboxtv
?? I Love Docs for documentaries: https://youtube.com/ILOVEDOCS
?? North of Main for Independent movies: https://youtube.com/NORTHOFMAIN

#weddings #gettingmarried #realitytv

It’s that time of year when we all make promises to ourselves about getting out of credit card debt. It’s time to take yourself seriously. Credit Cards are instruments of modern financial slavery and the sad truth is most of us do this to ourselves. Nobody forces us to rack up credit card debt. We usually justify it to ourselves but saying “I deserve this” or something like that. But the truth is the things we put on the credit card rarely buy us any happiness and serve only to force us into working for someone else’s benefit. So it’s time to make 2022 that year that you finally took yourself seriously enough to control your spending and free yourself from the slavery of credit card debt. You can slow the bleeding by getting yourself a new card that offers 0% interest on balance transfers for 12-18 months and no balance transfer fee. That buys you time. But the real work to be done is to get that spending under control!

#GetOutOfDebt #CreditCardDebt

Want help with debt? Get financial relief through DebtSafe’s unique and effective approach to debt consolidation – where you could pay up to 60% less per month.

DebtSafe – the makers of new beginnings – helping South Africans restore their finances and keep their debt safe.

How we help:

Instead of a consolidation loan (where you only make more debt, and might not qualify) we use the debt review program as a powerful tool to consolidate and restore your finances.

During our program, we drastically reduce your monthly repayments (by up to 60%) into an affordable, single, instalment. Giving you immediate cash flow relief so that you can provide for your family’s critical expenses.

On top of that, we provide you with expert budget and program guidance, as well as legal protection against your creditors every step of the way.

Learn more about our debt solution today and receive a free debt assessment and action plan (no obligation required). Click here for a free call-back: https://www.debtsafe.co.za/consolidation/

You can also connect with us on:
Facebook – https://www.facebook.com/DebtSafe/
Twitter – https://twitter.com/debtsafe

DebtSafe – the makers of new beginnings.

DebtSafe – the makers of new beginnings – helping South Africans restore their finances and keep their debt safe.

Apr.09 — Oaktree Capital Management Co-Founder and Co-Chairman Howard Marks says that debt and deficit should still be a concern because of the unprecedented nature of the crisis. He thinks that assuming debt should not be a concern right now is similar to a credit card with no limit. He joins David Westin on “Bloomberg Wall Street Week.”

If you have more than one loan, it may sound like a good idea to roll them into one consolidated loan but it may end up costing you much more over time! In this video we break down debt consolidation on Home Loans, and what it might cost over time.

For more info https://www.huntergalloway.com.au/

For home loan enquiries
jayden.vecchio@huntergalloway.com.au

Find Jayden here:
https://www.huntergalloway.com.au/free-assessment/
https://www.facebook.com/MortgageBrokerBrisbane/
https://www.huntergalloway.com.au/author/jaydenvecchio/
https://au.linkedin.com/in/jaydenvecchio

T: 1300 088 065
E: hello@huntergalloway.com.au

Mortgage Broker Brisbane – Hunter Galloway
Head Office: 3 Latrobe Tce Paddington QLD 4064
PO Box 841, Paddington QLD 4064
CBD Office: Level 20, 300 Queen Street Brisbane, QLD 4000

Hunter Galloway are an Award Winning Mortgage Broker based in Brisbane. We help clients from our local area, Australia, and all over the world. We believe buying a home should be stress-free and uncomplicated, and we will work for you to make your dreams become reality.

Next steps and settling your first home

Our team here at Hunter Galloway is here to help you buy a home in Brisbane. Nathan & Joshua Vecchio are Senior Mortgage brokers who specialise in making your home journey easy.

Unlike other mortgage brokers who are just one person operators, we have an entire team of experts to help make your home loan journey as simple as possible.

If you want to get started, please get in touch and we can book a time that suits you – either a phone call information session or a face to face meeting (which doesn’t cost anything for you).

Contact Us

Debt consolidation (or refinancing) can make it easier to manage your repayments. But it may cost you more if the interest rate or fees (or both) are higher than before. You could also get deeper into debt if you get more credit, as it may tempt you to spend more.

Here are some things to consider before deciding to consolidate or refinance.

Avoid companies that make unrealistic promises
Some companies advertise that they can get you out of debt no matter how much you owe. This is unrealistic.

Don’t trust a company that:

is not licensed
asks you to sign blank documents
refuses to discuss repayments
rushes the transaction
won’t put all loan costs and the interest rate in writing before you sign
arranges a business loan when all you need is a basic consumer loan

Make sure you will be paying less
Compare the interest rate for the new loan — as well as the fees and other costs — against your current loans. Make sure you can afford the new repayments.

If the new loan will be more expensive than your current loans, it may not be worth it.

Use our mortgage switching calculator

Compare the interest and fees on a new loan with your current loans.

Remember to check for other costs, such as:

penalties for paying off your original loans early
application fees, legal fees, valuation fees, and stamp duty. Some lenders charge these fees if the new loan is secured

against your home or other assets
Beware of switching to a loan with a longer term. The interest rate may be lower, but you could pay more in interest and fees in the long run.

Protect your home or other assets
To get a lower interest rate, you might be considering turning your unsecured debts

(such as credit cards or personal loans) into a single secured debt

. For a secured debt, you put up an asset (such as your home or car) as security.

This means that if you can’t pay off the new loan, the home or car that you put up as security may be at risk. The lender can sell it to get back the money you borrowed.

Consider all your other options before using your home or other assets as security.

Consider your other options first
Before you pay a company to help you consolidate or refinance your debts:

Talk to your mortgage provider
If you’re struggling to pay your mortgage, talk to your mortgage provider (lender) as soon as possible.

All lenders have programs to help you in tough times. Ask to speak to their hardship team about a hardship variation

. They may be able to change your loan terms, or reduce or pause your repayments for a while.

Consider switching home loans
A different home loan could save you money in interest and fees. But make sure it really is a better deal. See switching home loans.

Talk to your credit providers
If you have credit card debt or other loans, ask your credit provider if they can change your repayments or extend your loan. The National Debt Helpline website has information about how to negotiate payment terms.

Consider a credit card balance transfer
A balance transfer may be a good way to get on top of your debts. But it can also create more problems. See credit card balance transfers to help you choose wisely.

Getting Your FREE Bonus

Download this book, read it to the end and see “BONUS: Your FREE Gift” chapter after the conclusion.

RV LIVING: (FREE Bonus Included)

20 Hacks How to Live And Travell In Your Motorhome Without Debt and Stress

Are you one of those people who look at every RV that passes? You may drool, or envision a hassle free life cruising through the sunshine in California or some other sunny haven.

But did you realize that RV’s are not just for retired people? There are many younger people who have swapped the traditional brick built house for a chance to explore and find adventure. They purchase RV’s and take to the open road; working along the way and learning as they go.

It is an excellent experience; even if you only do it for a few months! This book will help you to get started by providing you with some valuable advice on how to live full time in an RV without and with minimal stress:

Understand why the cal of the RV lifestyle is so strong and the reasons it is becoming more popular. This is not just a reaction to the 2008 economic crash! Read seven tips on how to start your RV lifestyle without debt and to stay debt free. This is essential reading! Discover another seven hacks which will help you to deal with stress. In the main this focuses on reducing the opportunities to be stressed and learning how to deal with incidents better. Six additional tips which will ensure you focus on the positive things in life; leaving debt and stress behind!

Download your E book “RV LIVING: 20 Hacks How to Live And Travell In Your Motorhome Without Debt and Stress” by scrolling up and clicking “Buy Now with 1-Click” button!

In all of Jack Winchester’s years, a job has never been more dangerous. When a shocking visit from a mysterious stranger lays before him a seemingly impossible task, Jack travels to Honduras. But when he’s framed for a murder he didn’t commit, he’s thrown into the most violent prison in the country to serve hard time. Now he must unravel who betrayed him while trying to survive against brutal criminals who fight to the death for a corrupt prison warden. No rules. No escape. No mercy. Revenge will be deadly.

Getting Your FREE Bonus

Download this book, read it to the end and see “BONUS: Your FREE Gift”chapter after the conclusion.

RV Living For Beginners:(FREE Bonus Included) Vital Things You Need To Know For Your Full Time Debt-Free RV Living

A guide that doesn’t disappoint, this book walks you through the fundamentals of RV’s and then some. These pages inform you of just how you can begin a lifetime of excitement traveling all over the country in your Recreational Vehicle while making sure that you live a life that is debt free.

Whether you are roughing it or more of a Glamper this book has everything you need to know to be able to live well within your means.

RV’s are called “Recreational Vehicles” because many wish to only take them out every once in a while, during the holiday or summer vacation excursions.

But these RV’s can be much more than recreational, they can be your fulltime home no matter where you park them, and this book teaches you how!

In this book we will learn about:

RV Maintenance Streamlining your Trip How to Keep a Budget Fuel Economy Free and Discount Parking And much more!

Download your E book ” RV Living For Beginners: Vital Things You Need To Know For Your Full Time Debt-Free RV Living ” by scrolling up and clicking “Buy Now with 1-Click” button!