Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. In this video, the bankruptcy attorney John Skiba describes what debt consolidation is, talks about debt settlement companies, and provides his opinion on what would be the correct way to do it.

MORE ABOUT JOHN SKIBA
John Skiba is a bankruptcy & consumer protection attorney in the state of Arizona.

John helps clients with chapter 7 bankruptcy & chapter 13 bankruptcy for Arizona residents.

????? ARIZONA RESIDENTS ONLY: If you live in the state of Arizona and need help with a junk debt buyer lawsuit or need to file bankruptcy I can help you directly.

Contact my office at (480) 907-3388 https://www.jacksonwhitelaw.com/bankruptcy/

Want to talk to me directly? https://calendly.com/johnskiba

John offers informational products and strategies for consumers facing serious debt problems – particularly those being sued by junk debt buyers like Midland Funding, Portfolio Recovery Associates, Cavalry SPV, and many more.

???Forms, Templates and Video Tutorials can be found at ??? http://consumer-warrior-project.thinkific.com/

DIY Debt Settlement Guide: https://www.amazon.ca/Enough-Settlement-Guide-Creditors-About-ebook/dp/B00D48ZAF0/ref=sr_1_1?ie=UTF8&qid=1472668378&sr=8-1&keywords=diy+debt+settlement

if you can’t get a debt consolidation loan, your options are limited to debt settlement, bankruptcy or consumer proposal and credit counselling. Check out the video to learn more about all these options